Expand Your Property Portfolio with Florida 2nd Position Loans | Valor Lending Group
Are you ready to Expand Your Property Portfolio with Florida 2nd Position Loans and unlock new opportunities in real estate?
Are you buying a new investment property?
Do you need to pull cash from other real estate owned for the down payment?
Are you looking to access equity from a current property to pay off a business purpose?
Do you want to improve your investment property by pulling cash from its equity?
Valor Lending Group can fund your Florida 2nd Position Loans up to $10MM in as little as 7-10 days, often without an appraisal!
Expand Your Property Portfolio with Florida 2nd Position Loans today and let us help you reach your investment goals.
Whether you’re purchasing a new investment property, needing cash for a down payment, or looking to tap into your property’s equity for business purposes, Valor Lending Group has got you covered.
If you’re seeking to enhance your investment property or access equity from a current asset, Florida 2nd Position Loans can provide the flexibility you need. Valor Lending Group specializes in securing these loans, offering up to $10MM in as little as 7-10 days—often without requiring an appraisal!
Expand Your Property Portfolio with Florida 2nd Position Loans
Expand Your Property Portfolio with Florida 2nd Position Loans with Valor Lending Group. We are thrilled to announce our full licensing in Arizona, California, and now Florida, catering to ALL occupancy and loan types. We are dedicated to delivering exceptional service and ensuring your financial needs are met with precision and care. Contact me today to make your dreams come true!
Explore Our 2nd Position Loan Options:
2nd Position HELOC (Home Equity Line of Credit)
- Requires 2 years of tax returns with a MAX DTI of 50%
- Up to 90% CLTV on owner-occupied primary residence
- Typically offers a 10-year draw period and a 10-year payback period on a 30-year amortization
- Make payments only on the balance drawn (like a big credit card)
Closed-Ended 2nd Position Loans (Owner Occupied and Investment)
- Qualify with 2 years of tax returns OR 12-24 months of bank statements for self-employed individuals
- Up to 90% CLTV on owner-occupied primary residence
- MAX DTI of 50%
- DSCR available up to 70% CLTV (no tax returns and no DTI calculated)
- Loan funded in one lump sum
2nd Position Business Purpose Loans (Short-Term Private Money)
- 65% MAX CLTV behind a 1st TD bank loan
- Loan funded in one lump sum
- Short-term interest-only loan up to 12-24 months
- No prepayment penalty
2nd Position Consumer Bridge Loans (Owner Occupied ONLY)
- Leverage available equity in your departing residence for a down payment on your new primary residence while your departing residence sells
- 65% MAX CLTV behind a 1st TD bank loan
- Loan funded in one lump sum
- Short-term interest-only loan for 11 months
- No prepayment penalty
- No appraisal is required (subject to lender discretion)
Email me the following information:
- Property Address
- Purchase Price (for Purchase)
- Property “as is” Value
- Current Balance (for Refinance)
- Total Monthly Rents (confirm if long-term or short-term Airbnb leases)
- Monthly Taxes and Insurance
- Approximate Credit Score
- Vesting in an Entity or Individual name
Other Programs Available:
- Commercial Loans
- Private Money Loans
- Fix and Flip Loans
Save Your Deal | We Save Deals
Expand Your Property Portfolio with Florida 2nd Position Loans with Valor Lending Group’s comprehensive loan options. Contact me today and let’s make your financial goals a reality!
Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Hard Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Hard Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina
And many more.
We do them all, so give me a call!
Recap of Our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 Million / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
