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Mortgage Advice That Works Like Dad Does | Valor Lending Group

This Father’s Day, we’re honoring the steady guidance, tireless support, and rock-solid dependability that dads bring into our lives, and that’s exactly the kind of mortgage advice you deserve. Mortgage Advice That Works Like Dad Does means practical solutions, honest guidance, and a commitment to doing what’s best for you, not the lender.

At Valor Lending Group, we take pride in helping families make confident, informed decisions, whether you’re buying your first home, refinancing, or simply exploring your options. Let’s take the stress out of the process and get you home faster, smarter, and with more money in your pocket.

Call me, Hayden Madison, today at 858-349-7538, and step into the life you deserve.

Mortgage Advice That Works Like Dad Does

This Father’s Day, we’re honoring the wisdom, reliability, and unwavering support that great dads provide, qualities you should expect from your mortgage broker, too. Whether you’re buying your first home or refinancing, you deserve Mortgage Advice That Works Like Dad Does: steady, honest, and always looking out for your best interest.

While banks may offer limited options and rigid requirements, mortgage brokers provide something more personal and strategic. Just like Dad, we help simplify big decisions, eliminate unnecessary stress, and guide you through what matters most.

Mortgage Brokers vs. Banks: What’s the Difference?

Mortgage Brokers

• Licensed Professionals: Constantly trained and updated on market trends
• Loan Experts: Mortgages are our sole focus
• More Choices: We shop from 40+ lenders to match your goals
• Lower Costs: Less overhead means better deals for you
• People First: Personalized service, 7 days a week

Banks

• Limited Products: Only offer their own loan programs
• Higher Rates: More overhead usually equals more fees
• Less Focused: Mortgages aren’t their specialty
• Slower Approvals: Big systems, less flexibility

Why Choose Valor Lending Group?

At Valor Lending Group, we believe in doing things differently. We’re not here to push products – we’re here to guide you, advocate for you, and make the process smooth, fast, and tailored to your needs.

We know life doesn’t stop at 5 p.m. and neither do we. Unlike traditional brokers, I’m here for you 7 days a week, offering flexibility and support when you need it most.

You deserve Mortgage Advice That Works Like Dad Does – dependable, experienced, and always in your corner.

Let’s simplify your home loan process and get you one step closer to the keys in your hand.

Call me, Hayden Madison, today at 858-349-7538, and unlock the door to your dream life!

Happy Father’s Day to all the amazing dads, grandpas, father figures, and mentors out there. Wishing you a weekend filled with love, laughter, and well-deserved appreciation.

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com

Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice