Valor Lending Mortgage and Loan Services

  • HOME
  • THE TEAM
    • Meet The Team
    • Why Use a Mortgage Broker?
    • Testimonials
  • LOAN PRODUCTS
    • Every Loan in the Book
  • APPLY
    • Get Started
    • Prequalify
    • My Account – Overview
    • Calculators – Overview
    • FORMS
  • MORTGAGE NEWS
  • CONTACT

Are you looking to renovate your kitchen?

by Stephan Prescher / Friday, 19 February 2021 / Published in Mortgage News, Stephan Prescher

Are you looking to renovate your kitchen?

How far are you going to go, Appliances, flooring, cabinetry?

Are you going with stainless steel?

Will you have hardwood floors?

Are the cabinets going to be replaced?

 

There is so many aspects to consider and we, at Valor Lending Group, want to help.

Flooring

Hardwood:

  • Pros

    • Eye-Catching
    • Adds home value
    • Repaired through sanding and refinishing
  • Cons

    • Expensive installation
    • Easily damaged
    • Tedious upkeep

Laminate:

  • Pros

    • Low Cost
    • Resistant to wear and tear
    • Versatility in style, pattern, and rooms
  • Cons

    • Must replace individual pieces
    • Pieces may not match perfectly

Counter tops

Granite:

  • Pros

    • Durable
    • small, colorful patterns
    • Less expensive
  • Cons

    • Upkeep with sealing
    • Requires more maintenance than other options

Marble:

  • Pros

    • Durable
    • Large, colorful patterns
    • Sturdy
  • Cons

    • Upkeep with sealing
    • Vulnerable to acidity
    • Expensive

Lighting Options

Recessed Lighting:

  • Pros

    • Sleek
    • Great for low ceilings
  • Cons

    • Extensive ceiling wiring required
    • Cast light in small area
    • Can leak air, resulting in energy loss

Traditional, Free Standing: 

  • Pros

    • Portable and easily reposition
    • Casts light on large area
    • Endless design styles, and variable options
  • Cons

    • Clunky with exposed wire cords
    • Can look out of date
    • Need additional maintenance- dusting, wiping, etc.

Appliances

Stainless Steel:

  • Pros

    • Easy to clean
    • Modern looking
    • Durable
  • Cons

    • Takes time to clean
    • Collects greasy fingerprints
    • May clash with wooden kitchen accents

White:

  • Pros

    • Classic look
    • Adds brightness to a dark kitchen
    • Easy to match to almost any kitchen
  • Cons

    • May get dirty easily
    • Some consider white to be “out-of-date”
    • Shows its age -may darken

If you looking to renovate your kitchen, give us a call and lets discuss your options.


https://valorlending.com/wp-content/uploads/2018/02/28003474_1966553243373297_6285300156518629376_n.mp4

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:
  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $1.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – No Coverage needed DCR!
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5mm
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500mm
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $510,400)
  2. High Balance Conforming aka Super Conforming (from $510,400-$765,600)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out

Many more!


   Check us out on social media!

Stephan Prescher
VP of Operations & Jr. Partner
CA DRE#02033998
NMLS#1451987
Valor Lending Group
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (619) 535-9324
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
sprescher@valorlending.com
Tagged under: Counter tops, Flooring, hardwood floors, home lender near me, home lenders near me, Lighting Options, near me, Renovating your kitchen, Stephan Prescher, valor lending group

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Contact Valor Lending

  • EMAIL
  • MEET THE TEAM
Get a Quote
 
 

CA DRE #02026238  :  NMLS #1600345

Valor Lending Group
"Pride in Lending"
Petco Park
Diamond View Tower

350 10th Ave / 10th Floor
San Diego, CA 92101
info@valorlending.com
Office: (619) 344-2640
Fax: (619) 872-2400

  • GET SOCIAL

© Valor Lending Mortgage and Loan Services. All Rights Reserved. Designed by SMMCats Login Trademark Pending | Terms of Use | Privacy Policy | Fair Housing Act Notice Valor Lending fully supports the principles of the Fair Housing Act and the Equal Opportunity Act.

TOP
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Cookie settingsACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

Non-necessary

Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.

SAVE & ACCEPT
en English
zh-CN Chinese (Simplified)en Englishfr Frenchde Germanit Italianes Spanish