Are you looking to renovate your kitchen?

/ / Published in Mortgage News, Stephan Prescher

Are you looking to renovate your kitchen?

How far are you going to go, Appliances, flooring, cabinetry?

Are you going with stainless steel?

Will you have hardwood floors?

Are the cabinets going to be replaced?

 

There is so many aspects to consider and we, at Valor Lending Group, want to help.

Flooring

Hardwood:

  • Pros

    • Eye-Catching
    • Adds home value
    • Repaired through sanding and refinishing

  • Cons

    • Expensive installation
    • Easily damaged
    • Tedious upkeep

Laminate:

  • Pros

    • Low Cost
    • Resistant to wear and tear
    • Versatility in style, pattern, and rooms

  • Cons

    • Must replace individual pieces
    • Pieces may not match perfectly

Counter tops

Granite:

  • Pros

    • Durable
    • small, colorful patterns
    • Less expensive

  • Cons

    • Upkeep with sealing
    • Requires more maintenance than other options

Marble:

  • Pros

    • Durable
    • Large, colorful patterns
    • Sturdy

  • Cons

    • Upkeep with sealing
    • Vulnerable to acidity
    • Expensive

Lighting Options

Recessed Lighting:

  • Pros

    • Sleek
    • Great for low ceilings

  • Cons

    • Extensive ceiling wiring required
    • Cast light in small area
    • Can leak air, resulting in energy loss

Traditional, Free Standing: 

  • Pros

    • Portable and easily reposition
    • Casts light on large area
    • Endless design styles, and variable options

  • Cons

    • Clunky with exposed wire cords
    • Can look out of date
    • Need additional maintenance- dusting, wiping, etc.

Appliances

Stainless Steel:

  • Pros

    • Easy to clean
    • Modern looking
    • Durable

  • Cons

    • Takes time to clean
    • Collects greasy fingerprints
    • May clash with wooden kitchen accents

White:

  • Pros

    • Classic look
    • Adds brightness to a dark kitchen
    • Easy to match to almost any kitchen

  • Cons

    • May get dirty easily
    • Some consider white to be “out-of-date”
    • Shows its age -may darken

If you looking to renovate your kitchen, give us a call and lets discuss your options.

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:
  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $1.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – No Coverage needed DCR!
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5mm
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500mm
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $510,400)
  2. High Balance Conforming aka Super Conforming (from $510,400-$765,600)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1 Million Value
  7. Refinance including Cash Out

Many more!

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