True Stated for the Business Owners
Are you a business owner looking for a program just for you, then the True Stated income program is for you. No Bank Statements No Tax Returns No P&L required Loan amounts up to $2.5mm max LTV 60% with up to 100% gift funds allowed for down payment 700 min FICO. CPA letters verifying ownership of 2 years […]
Why so many lenders?
They are like termites coming out of the woodwork! Everyone can remember in 2008 when lending came to a halt and getting a borrower approved was only available through full doc loans and low LTV’s. Today, there are many loan programs available such as STATED INCOME and 100% Financing. So why has this all changed? […]
Rising Interest Rates Create Financial Chaos
If you have an Adjustable Rate Mortgage (ARM), whether commercial or residential, then keep reading. We are clearly in a rising interest rate environment and this could cause financial trouble for those with an ARM. When the Federal Reserve raises interest rates this directly impacts the Prime Lending Rate. This will in turn have an […]
Seniors searching for financial freedom!
How can seniors tap into their Home Equity for a comfortable retirement? Many seniors are looking to downsize their homes or tap into their California real estate equity. Whether the house is too big for them now or they need extra money for living expenses, they might qualify for a (HECM) Home Equity […]
Buying Property in Southern California?
With all cash buyers and high cost of housing, conventional financing through Fannie Mae and Freddie Mac may not always be an option. Other reasons some borrowers might not qualify could be due to bruised credit, the DTI is to high, or the loan amount is to large. Valor lending now offers financing for […]
True Stated Income / Great for Business Owners / Self Employed Clients
“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30-year loan fixed for 7 years. Must be a self-employed business owner in the same location for over 2 years with a minimum FICO score of 720 for purchase […]
Groovy Seniors Only!
Are you a Groovy Senior over the age of 62? JUMBO REVERSE MORTGAGE up to $4 Million You can now access the equity in your home with a (HECM) Home Equity Conversion Mortgage. Formerly known as a reverse mortgage, it is now called a HECM. A newly released JUMBO HECM goes up to […]
Financing Problems?
We Have the Final Piece! Do you have a recent transaction not going through because of financing problems? Borrower can’t qualify or maybe the property is not up to code? Commercial or residential, we can help! We have nearly every lending scenario covered for you. Email me the details and let us give you […]
True “True” Stated
Business owners, when you are thinking that there is no way that you can get financing for you soon to be home, Valor is at coming at you with a program you have been asking for. One that requires much less from you. Call or email me for immediate attention to your scenario! […]
A must have for ALL Real Estate Investors!
Others see a money pit. You see a profit! You are one of few real estate investors who see the great ROI that comes from those unique fix and flip opportunities. Finding the perfect property is actually step 2. A common mistake some real estate investors make is to skip step 1… Establish a stated income […]
Time to Relax In Your New Home
Valor Lending Group is coming with a 95% CLTV for your client’s new purchases. Looking to turn a Jumbo Loan into a High Balance to qualify them. Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out more information […]
