You Build It | We Fund It
Valor Lending Group offers excellent loan programs for land loan, lot loan & construction loan scenarios! Whether you are a flipper or a builder we’ve got you covered! Up to 90% Loan to Cost for Full Doc borrowers! We offer aggressive pricing loan programs on literally every type of real estate transaction. Spec Home Construction Loan […]
Construction Financing Available
Valor Lending Group offers excellent loan programs for land loan, lot loan & construction loan scenarios! Whether you are a flipper or a commercial builder we’ve got you covered! Lot Loans / A TIER / Full Doc 43% DTI / (owner occ only): 3,5 OR 7 year lot loan starting at *4.5% interest rate […]
Making your fruit more… “Fruitful”
Grapes? Oranges? Avocadoes? Agricultural Financing at its finest! We can make your vineyards or groves more profitable with loans that have a 30 year amortization. It just makes sense… a longer amortization means a lower payment. Loan amounts up to $50 million! No two vineyards or groves are the same, so please […]
True Stated for the Business Owners
Are you a business owner looking for a program just for you, then the True Stated income program is for you. No Bank Statements No Tax Returns No P&L required Loan amounts up to $2.5mm max LTV 60% with up to 100% gift funds allowed for down payment 700 min FICO. CPA letters verifying ownership of 2 years […]
Why so many lenders?
They are like termites coming out of the woodwork! Everyone can remember in 2008 when lending came to a halt and getting a borrower approved was only available through full doc loans and low LTV’s. Today, there are many loan programs available such as STATED INCOME and 100% Financing. So why has this all changed? […]
Rising Interest Rates Create Financial Chaos
If you have an Adjustable Rate Mortgage (ARM), whether commercial or residential, then keep reading. We are clearly in a rising interest rate environment and this could cause financial trouble for those with an ARM. When the Federal Reserve raises interest rates this directly impacts the Prime Lending Rate. This will in turn have an […]
Seniors searching for financial freedom!
How can seniors tap into their Home Equity for a comfortable retirement? Many seniors are looking to downsize their homes or tap into their California real estate equity. Whether the house is too big for them now or they need extra money for living expenses, they might qualify for a (HECM) Home Equity […]
Buying Property in Southern California?
With all cash buyers and high cost of housing, conventional financing through Fannie Mae and Freddie Mac may not always be an option. Other reasons some borrowers might not qualify could be due to bruised credit, the DTI is to high, or the loan amount is to large. Valor lending now offers financing for […]
True Stated Income / Great for Business Owners / Self Employed Clients
“True” Stated Income loan: No tax returns, no W2’s, no pay stubs, AND NO 12-24 months bank statements. Loans up to $2.5mm / Rates from *4.75% for a 30-year loan fixed for 7 years. Must be a self-employed business owner in the same location for over 2 years with a minimum FICO score of 720 for purchase […]
Groovy Seniors Only!
Are you a Groovy Senior over the age of 62? JUMBO REVERSE MORTGAGE up to $4 Million You can now access the equity in your home with a (HECM) Home Equity Conversion Mortgage. Formerly known as a reverse mortgage, it is now called a HECM. A newly released JUMBO HECM goes up to […]
Financing Problems?
We Have the Final Piece! Do you have a recent transaction not going through because of financing problems? Borrower can’t qualify or maybe the property is not up to code? Commercial or residential, we can help! We have nearly every lending scenario covered for you. Email me the details and let us give you […]
