Did you know that most Americans have the majority of their cash locked up in their house, and we aren’t talking in their mattress? We are talking about the home itself, with all the equity that has been building up to never to be used. It’s like having oil beneath your home but not wanting to drill for it. What most real estate professionals understand is a term called “LEVERAGE”. By leveraging your real estate you can acquire more real estate. Valor Lending Group not only has the program that will help you tap into that huge equity reserve, but will also educate you on the process to make sure you are comfortable before taking that next big step to acquire more wealth.
- 100% financing (Cross collateralize)
- Bridge Loans
- 2nd position loans
Call or email me for immediate attention to your scenario!
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service. Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self-employed)
- 100% Financing: We can cross another property to provide 100% financing on your acquisition.
- Hard Money Loans (25-50% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd Position Loans up to $5mm
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $100mm
- 5% down Jumbo (Up to $1.5mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $417k)
- High Balance Conforming aka Super Conforming (from $417k-$625k)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $2.5mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
NMLS ID: 1695295
Cal BRE: 02053995
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Cell: (661) 878-3685
Fax: (619) 255-0602