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Stated Income Loans | No Tax Returns Required

Tax returns preventing you from getting a good rate? Not anymore!! If your tax write offs are preventing you from getting a loan, this is the perfect option for you.       Stated Income Program Highlights:  3, 12, and 24 month Bank Statement options available. Rates starting in the high 3’s based on Credit, […]

Bank Statement Program | 10% Down | Up to $1.5M

  Bank Statement Loan Program Now only 680 Credit Score Required  90% LTVs/CLTVs up to $1.5M       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements […]

Stated Income Loans | Rates starting in the High 3s!

Tax returns preventing you from getting a good rate? Not anymore!! If your tax write offs are preventing you from getting a loan, this is the perfect option for you.       Stated Income Program Highlights:  3, 12, and 24 month Bank Statement options available. Rates starting in the high 3’s based on Credit, […]

Investment Property Cash Flow Loans | No Tax Returns

  Unlock the equity in your investment property!  Valor Lending Group’s Investor Cash Flow mortgage program allows you to qualify based on personal credit and property cash flow.    No personal income required to qualify, no need to submit income statements or tax returns. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental […]

Fix n Flip Loans | 2 Week Close | Up to 90/100

Fix n Flip Loans | Non Recourse under $1.5M | 2 Week Close   At Valor Lending Group, we cater to real estate investors looking to purchase and rehab 1-4-unit investment properties to resell or hold.   Program Highlights:  Up to 90% of Purchase & 100% of Rehab Costs! Rates as low as **7.99%** Loan amounts […]

Fix & Flip Loans | Rates As Low As 7.99% | Same As Cash

Fix & Flip Loans | 2 Week Close We have a new program available: Rate as low as **7.99%** Financing up to 24 months Loan amounts to $2mm Interest only payments Up to 90% of acquisition and rehab cost Call or email me for immediate attention to your scenario! Frank Caruso at Valor Lending Group […]

Commercial Loans | Up To $500M Loan Size

  Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of commercial property throughout the Continental US and Beyond! We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal through.   Whether you are seeking a purchase, cash out refi or […]

Cash Out Refinance | Investment Property Purchase | Close in 2 Weeks

  NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days !   Valor Lending Group has access to billions to fund your next transaction. […]

Investor Cash Flow | Long Term Rentals | NO Tax Return | NO Income Required

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising […]

Valor Stated Income Loans

We can fund your loan without tax returns or W2s–For self-employed borrowers in business for at least 2 years, all you need is sufficient qualifying deposits on either your personal or business bank statements. You can also qualify based on your 1099s!     Valor Lending Group offers multiple types of Stated Income & Bank […]

Flipper Credit Lines

Fix n’ Flip Line of Credit! -Lines up to 10x your liquid assets. (Cash in banks, Roth IRA, Stocks, Bonds, Mutual Funds, etc.)       Program Highlights: -Rates Starting in the high 6’s -Yearly review, allowing you to raise your line and lower your rate as you complete more projects. -Rentals currently held or […]