Valor Lending Group features the very best California Home Loan.
Whether you are seeking a California conforming loan amount, a high balance or a jumbo loan, we’ve got you covered up to $5M!
California conforming loan quote (San Diego County):
- 30 year fixed at 3.125% on a California Home Loan Purchase.
- No origination Fee
- Loan Amount: $700K
- APR: 3.25%
- FICO: 720
- Primary Residence
- SFR
- 70% LTV _________________________________________________________________________________________________
Boasting the very best pricing, communication, service and performance in the industry. Valor Agents will guide you through the rigorous loan process and we happily take on a lot of the tedious documentation needs to ensure that you don’t have to. We shop your loan scenario with all of the very best funding sources and present you with the most favorable terms for your particular scenario.
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Allow us the opportunity to demonstrate our prompt and professional handling of your loan transaction. We look forward to earning your business, you will be glad you found us when your loan funds in a smooth and timely manner.
We love our veterans! Valor’s VA Loan includes the lowest rates up to $1.5M. 100% financing with no MI. We reimburse your appraisal (loans over $300k) AND give 5% of our commission to the local veterans charity of choice.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L) up to $5mm
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing (cross collateralize)
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up to $500mm.
- 2nd Position Loans up to $5mm
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
