Best Construction Loans for Californians | Valor Lending Group

Valor Lending Group offers an incredible selection of the Best Construction Loans for Californians. Whether you’re looking for a fix and flip loan, a ground-up spec home loan, a ground-up custom home loan, or a commercial ground-up construction loan, we are here to assist you every step.

Best Construction Loans for Californians – Spec Homes

Valor Lending Group specializes in providing the Best Construction Loans for Californians. We offer various funding sources for Spec Home Projects nationwide, with a particular focus on California.

• Incredible Leverage: Up to 80% of the total project cost
• Competitive Rates: Starting in the 4’s
• Hassle-Free Loan Processing
• Experience-Based Pricing: The more experience you have, the better the program

Contact me today, and let me help you bring your spec home project to life with our exceptional loan options!

Best Construction Loans for Californians – Custom Home

Valor Lending Group offers a diverse range of funding sources for Custom Home Projects nationwide, with a strong focus on California.

• Outstanding Leverage: Up to 90% of the total project cost
• Low Rates: Starting in the 3’s
• Convenient Terms: Forward lock, one-time close, 30-year loans

Experience the Best Construction Loans for Californians and make your custom home project a reality with Valor Lending Group. Reach out to me today to explore the best options tailored just for you!

Best Construction Loans for Californians – Fix and Flip

Valor Lending Group specializes in providing the Best Construction Loans for Californians, with a wide variety of funding sources for fix and flip projects nationwide.

• Exceptional Leverage: Up to 90% of the purchase price and 100% of the rehab budget
• Competitive Rates: Starting in the 7’s
• Streamlined Loan Processing
• Experience-Based Pricing: The more experience you have, the better the program

Contact me today, and let me help you achieve your fix and flip goals with the Best Construction Loans for Californians!

Best Construction Loans for Californians – Fix and Hold

Valor Lending Group offers a diverse range of funding sources for fix and hold projects nationwide, with a strong focus on California.

Contact me today for details on the Best Construction Loans for Californians!

Best Commercial Construction Loans for Californians

Valor Lending Group provides a diverse range of funding sources for commercial ground-up projects nationwide, with a special focus on California. Contact me, and explore the Best Construction Loans for Californians today!

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Hard Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Hard Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!

Recap of Our Loan Products:

1. Hard Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 Million / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1 Million Value
7. Refinance including Cash Out

**Rates and terms subject to change without notice