Best Ground Up Construction Loans!
Valor Lending Group offers the Best Ground Up Construction Loans. Are you looking to build your forever dream home? Where do you start? Let Valor Lending Group guide you through the process and ensure the right loan for you! Valor Lending Group features the very Best California Ground Up Construction Loans. Whether you are seeking to build a custom home for your primary residence, an investment (spec) home to sell for a profit, or a commercial construction loan. We have you covered!
What is a Ground Up Construction Loan?
A ground-up construction loan provides a financing solution to build a wide variety of real estate properties. They can be single-family, multi-family, and mixed-use projects. A licensed and bonded general contractor will assist you with plans, entitlements and get your property shovel ready while solidifying the financing to get the project started.
Valor Lending Group has a number of lending solutions and options to guide and provide you with the best direction and help secure the luxury property of your dreams!
How Do You Qualify Ground Up Construction Loans?
Qualifying for a Ground Up Construction loan is very similar to a conventional or high-balance loan, with a few additional qualification requirements. For example, in a construction loan, the lender will consider your completed projects in the past three years, the loan to cost evaluation, after completed value, among other variables depending on location.
Ground Up Construction Highlights:
- Up to 90% LTC
- Max Loan Up to $20 Million
- Flexible Guidelines
- 12 to 24 month Interest Only Interest Rates
- Valor boasts the very best communication, service, rates and performance in the industry
- Valor ensures the very best pricing by shopping with many direct lenders so you don’t have to!
Who Is A Ground Up Construction Loan Right For?
The Ground Up Construction Loans are perfect for the seasoned construction borrower; to a first-time buyer, who wants to build the luxury home they have always wanted.
In addition, we also offer full documentation low rate loans, stated income loans, and hard money loans.
Valor Lending Group also offers:
- Bank Statement Loans
- Hard Money Loans
- FHA Loans
- Doctor/Dentist/Vet Loans
- VA Loans
Don’t let rising rates prevent you from acquiring more investment properties!
We also have solutions to access capital through a refinance with a rate that will let your properties cash flow.
CONTACT ME TODAY for immediate attention to your scenario
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- Conventional Conforming Loans (under $510,400)
- High Balance Conforming (from $510,400-$765,600)
- Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, USDA
- Reverse mortgages up to $1 Million Value
- Cash Out Refinancing
**Rates and terms subject to change without notice
We are never too busy for your referrals.
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