A) Conforming | High Balance | CA and AZ Home Loans
Conforming | High Balance Highlights
- Interest Rates currently start at a range of 6.50-8%*
- Fast Turn Times for Approvals and Appraisals
- Primary Residence, Second Home, Investment Properties
*Rates and terms are subject to change without notice.
B) Jumbo CA and AZ Loans
We have numerous Jumbo Loan Lenders in our portfolio with programs for all types of luxury property financing. Check out some of our best pricing below, we are currently funding up to 80% Max LTV:
Jumbo Loan Highlights
- Up to 80% LTV with NO MI
- Flexible Guidelines
- Non-Occupant Co-Borrower + Gift Funds
- 15, 20, 25 & 30 year fixed interest rates.
- 3, 5, 7, & 10 year ARM’s.
Give me a call to get your pre-approval for the program that fits your needs.
Whether buying your first home or deciding where to retire, we will help you find the right mortgage for the right home.
C) VA CA / AZ Home Loans
It’s still a GREAT time to purchase or refinance with Valor VA Loans.
Finding the best VA Loans have never been easier. Valor has government-guaranteed VA Loans available to Veterans, active duty military, reservists, and surviving spouses. VA Loans offer financing up to 100% of a property’s value and feature both fixed and adjustable-rate loans. And there is NO down payment up to $1,500,000.00!
Valor VA Loan Highlights
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Valor VA Loan Highlights
- 100% financing
- Sellers can pay closing costs, up to 2 discount points
- Buyers can add up to $6,000 to their VA loan to have energy-efficient improvements installed
- No monthly mortgage insurance
- Less restrictive qualifying terms
- Buyers still eligible even after a short sale
- Jumbo loans available up to $1.5 million
- Buyers can have multiple VA loans under certain circumstances.
- *Valor will reimburse your appraisal fee for loans above $300,000.
- **We give 5% of proceeds to a local Veteran charity on every VALOR VA Loan
Valor Lending Group is committed to serving our Veterans during this time of uncertainty.
We also offer:
- Conventional Conforming Loans
- High Balance Conforming Loans
- Jumbo Loan Financing | 10% down Jumbo to $1.5mm
- FHA, USDA Loans
- Reverse mortgages up to $1 Million in Value
- Cash-Out Refinancing
Recap of our Loan Products
- Hard Money Loans (20% down / minimal documentation) are Typically funded in 7-10 days.
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
Other Programs we Offer:
- Conventional Conforming Loans
- High Balance Conforming
- Jumbo Loan Financing |10% down Jumbo to $1.5mm
- FHA, USDA
- Reverse mortgages up to $1 Million in Value
- Cash-Out Refinancing
We look forward to the opportunity to serve you!
For the most up-to-date mortgage news visit: Mortgage News Daily
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