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Bridge Loans Made Simple and Fast

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Bridge Loans Made Simple and Fast | Valor Lending Group

3 Options | Typically Without An Appraisal

If you’re eager to buy a new property but haven’t yet sold your current one, a bridge loan might be the perfect solution.

A bridge loan, sometimes called a swing loan, cross loan, or flip loan, is a short-term financing option that “bridges” the gap between purchasing your new home and selling your existing one. By leveraging the equity in your current property alongside the new purchase, borrowers can typically qualify for financing with loan-to-value ratios around 65-75%, depending on lender requirements.

Valor Lending Group offers industry-leading mortgage bridge loans through partnerships with top-tier lenders. With expert guidance and clear communication every step of the way, Valor Lending Group makes the home-buying process smoother and more manageable. Discover how Valor’s Bridge Loans can help you move forward with confidence today.

Call me, Mike Bullard, directly today at 619-723-8623, or email me at Mbullard@valorlending.com

Valor Lending Group

Bridge Loans Made Simple and Fast with Valor’s Leading Mortgage Solutions

Valor Lending Group offers flexible bridge loan options designed to get you the funding you need quickly and hassle-free. Whether you’re buying, refinancing, or leveraging equity across your property portfolio, Valor makes bridge loans simple and fast, so you can move forward with confidence.

Our Bridge Loan Programs Include:

Residential Bridge Loans:

For owner-occupied or investment properties, including single-family homes, multi-family units, and apartment buildings.

  • Owner-Occupied Bridge Loan:
    Need cash out of your primary residence for business or personal use? Enjoy terms up to 11 months, with max LTV up to 75% (1st TD) and CLTV 65% (2nd TD). No prepayment penalty. Available in AZ, CA, and FL
  • Investment Property Bridge Loan:
    Designed for non-owner-occupied properties, with terms from 1 to 5 years and max LTV up to 80%. No prepayment penalty
  • Cross-Collateral Bridge Loan:
    Have multiple properties with equity? Leverage 100% financing by crossing collateral with up to 65% CLTV. Terms of 1 to 2 years. No prepayment penalty. No appraisal is required, subject to lender discretion

Additional Programs:

Private Money Loans

Fix and Flip Loans

Commercial Loans

Valor Lending Group streamlines the bridge loan process with competitive terms and expert guidance, ensuring you get the funding you need without the wait. Contact me today and experience how bridge loans can be simple and fast.

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VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!

At Valor Lending Group, I’m ready to help you achieve your investment goals.

Call me directly at 619-723-8623, and turn your dreams into reality today!


Recently Funded | Valor Lending Group

$1,044,550 Loan amount Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Mike Bullard, today at 619-723-8623, or email me at Mbullard@valorlending.com


Recap of Our Loan Products:

  1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
  2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
  3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $2.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5MM
  8. Raw Land & Lot Loans
  9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo’s up to $1.5MM
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500MM
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

  1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
  2. High Balance Conforming aka Super Conforming
  3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1MM Value
  7. Refinance including Cash Out

**Rates and terms are subject to change without notice

Valor Lending Group

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