California True Stated Income Financing
Valor Lending Group has your California True Stated Income Financing.
Valor Lending Group understands that your 2 previous year tax returns or 2 year s of bank statements don’t always show your real financial picture. That is why we are devoted to assisting you with true stated income financing options from investment properties and NOW owner occupied properties for primary residences and second homes. In addition, we are not talking about a bank statement program, 1099 or W-2 only program. We are talking about a true stated income program!
Firstly, the income verification is as simple as it gets. We do not require a DTI calculation or statement of income of any kind. All we need for this program is two years verification of income in addition to an accountants letter, if self employed. Furthermore, a wage earner, W-2 employee, requires a verification of employment. See details below.
Secondly, we require minimal asset verification in addition to allowing gift funds. In addition to these borrower friendly attributes, Cash out funds can be used for reserves.
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (619) 535-9324
Fax: (619) 255-0602