Discover How Bridge Loans Can Secure Your Dream Home Fast

Discover How Bridge Loans Can Secure Your Dream Home Fast | Valor Lending Group

3 Options | Typically Without An Appraisal

Are you ready to Discover How Bridge Loans Can Secure Your Dream Home Fast?

If you’re looking to purchase a new home but haven’t yet sold your current one, a bridge loan could be the ideal solution. A bridge loan, also known as a swing loan, cross loan, or flip loan, is a short-term financing option designed to help you seamlessly transition between homes. By leveraging the combined value of your current property and the one you wish to buy, you can typically secure financing with a loan-to-value (LTV) ratio of 65-75%, depending on the lender.

At Valor Lending Group, we specialize in offering premier Mortgage Bridge Loans. We partner with top-tier lenders to provide tailored solutions that suit your needs. Our exceptional communication and industry expertise ensure a smooth and efficient home-buying process. Discover how our Mortgage Bridge Loans can make your dream home a reality today.

I am ready for your CALL or EMAIL TODAY!

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Valor’s Top Mortgage Bridge Loans

3 Options | Typically Without an Appraisal

Bridge loans are available for various property types, including:

• Residential:
  • Owner-occupied or investment (non-owner occupied)
  • Single-family, multi-family, apartment buildings
• Commercial
• Industrial

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

• Property used as the borrower’s primary residence
• Terms up to 11 months
• Max LTV of 75% on 1st TD | Max CLTV 65% on 2nd TD
• No prepayment penalty
• *Owner occupied for Arizona, California, and Florida Properties only

Valor Investment Property | Non-Owner Occupied:

• Property used as the borrower’s investment property
• Terms of 1 to 5 years
• Max LTV of 80%
• No prepayment penalty

Valor Cross-Collateral Loan:

Do you have a portfolio with properties that have available equity?

• Leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing
• Terms of 1-2 years
• Max CLTV of 65%
• No prepayment penalty
• **No appraisal subject to lender discretion on a case-by-case basis

Other Programs Available:

• Private Money Loans
• Fix and Flip Loans
• Commercial Loans

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Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!

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Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice