Fix And Flip Loans At Valor Lending Group

Ready to start your house flipping journey but not sure which financing option is right for you?

Get the Best Loans for Fix and Flip Success with our exceptional loan solutions designed to fit your needs!

Looking to purchase and renovate an investment property for maximum profit?

Our Comprehensive Fix and Flip Financing delivers everything you need in one streamlined loan—easily covering both the purchase and renovation costs. No need to juggle multiple loans!

Take the first step towards success TODAY!

What are Fix and Flip Loans?

Valor’s Fix and Flip Loans are private money solutions specifically crafted for investors looking to purchase, renovate, and resell properties for profit. Recently, the Fix and Flip lending market has faced shifts, with many seasoned investors noticing increased rates, reduced LTVs, and some lenders halting funding altogether. For those new to the game, gaining traction in this competitive landscape has become even more challenging.

But here’s the good news—Valor Lending Group is ready to fill that gap! We are excited to announce a resurgence in fix and flip financing, now offering funding in 42 states. Multiple lenders are providing up to 90% of the purchase price and 100% of rehab costs, with competitive rates starting in the 9’s*.

These loans require no tax returns, no income/employment verification, and no debt-to-income ratio calculations.

Get the Best Loans for Fix and Flip Success and kickstart your next investment project today!

Why use Private Money?

Every savvy borrower knows the importance of having a reliable private money funding source in their toolkit. While traditional banks may offer lower rates, they often lack the speed and flexibility that private money loans provide. Conventional lenders rely on slow-moving loan committees and complex underwriting processes, causing frustrating delays. In contrast, private money loans offer fast, flexible solutions, bridging the gap between different types of financing when you need it most.

Get the Best Loans for Fix and Flip Success and experience how private money lending can accelerate your projects, giving you the competitive edge you need to succeed!

Fix and Flips, Commercial Value Adds, and Construction Loans

Fix and Flips, Commercial Value Adds, and Construction Loans

When it comes to fix and flips, commercial value-add projects, or construction loans, traditional lenders often shy away due to the higher perceived risks involved. This is where private money loans step in as the perfect solution.

Designed for short-term financing, private money loans are ideal for construction projects with loan terms typically ranging from 18 to 36 months. These loans can cover the costs of labor, materials, and even land acquisition for development projects, allowing you to focus on your build without the hassle of traditional financing barriers.

Get the Best Loans for Fix and Flip Success of your next project! 

Contact me today to explore the best private money loan options tailored to your needs!

Fix and Flip Loan Highlights

• Up to 90% of Purchase and 100% of Rehab Costs
• Terms ranging from 12 to 24 months
• Loan amounts up to $10 million
• No Prepayment Penalty
• Competitive interest rates starting in the high 9%*

Requirements for a Quote:

• Property Address
• Purchase Price (for purchases)
• “As is” Value
• After Repair Value (ARV)
• Current Loan Balance (for refinances)
• Rehab Budget & Detailed Cost Breakdown
• Project Experience as a Sponsor
• Approximate Credit Score
• Vesting in an Entity or Individual Name

Ground Up Construction Highlights

• Financing up to 90% LTC
• Maximum Loan Amount: $20 Million
• Flexible Lending Guidelines
• 12 to 24 Month Interest-Only Rates
• Valor delivers unmatched communication, service, rates, and performance in the industry
• Valor secures the best pricing by shopping with multiple direct lenders, saving you the hassle!

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Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice