Date

Florida Short-Term Bridge Loan Options

3 Options | Valor Lending Group | Typically without an appraisal

Are you interested in learning about our Florida Short-Term Bridge Loan Options?

Looking to purchase your dream home but at a stand still because your current home has not sold yet?

A bridge loan is a short-term loan, also referred to as a swing loan, cross loan, or flip loan. It is a short-term loan that allows borrowers to help you to lock down the purchase of your new home while you are in the process of selling your current home. There will be a few factors that will determine the terms of your bridge loan, for the most part most bridge loans will pay off the balance of your current home and will provide you with a precise down payment for your new home.

Florida Short-Term Mortgage Bridge Loan Options Available TODAY!

Valor is happy to announce that we are currently licensed in California, Arizona and NOW FLORIDA!

We are excited for the opportunity to serve up EVERY loan in the book to the beautiful sunshine state and look forward to raising the bar in mortgage loan financing!

We work with the absolute best to get you the top rates and scenarios around.

Valor Lending Group is waiting for your CALL or EMAIL today!

Florida Short-Term Bridge Loan Options

3 Options | Valor Lending Group | Typically without an appraisal

So you may have asked yourself, what is a hard money loan? Some homeowners are familiar with hard money consumer bridge loans, aka “bridge money” in the context of purchasing a home while waiting for their departing residence to sell. But in essence, most if not all hard money loans can be viewed as a “bridge” from one financial situation to another. Hard money loans are a great solution for temporary funding needs. These days hard money loans have become not only increasingly more commonplace, but a powerful tool for real estate investors. It is essential to know when hard money is right for your scenario, because in the right circumstances it is an indispensable tool for every real estate investor, providing a quick and versatile way to acquire real property.

CALL or EMAIL

Valor Bridge Owner Occupied (Consumer Bridge Loan):

Do you need to pull cash out of your primary residence for a business purpose?

• Property being used as the borrower’s primary residence
• terms of up to 11 months
• Max LTV of 75% on 1st TD | Max CLTV 65% on 2nd TD
• No Prepayment Penalty

*Owner occupied for Arizona, California and Florida Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrower’s investment property.

• Terms 1 to 5 years
• Max LTV of 80%
• No Prepayment Penalty

Valor Cross- Collateral Loan:

Do you have a portfolio with properties that have available equity? 

• Leverage for 100% financing when crossing other real estate owned at 65% CLT for 100% Financing
• Terms of 1-2 years
• Max CLTV of 65%
• No Prepayment Penalty

**No appraisal subject to lender discretion on a case by case basis

Needs for Quote (email Stefanie the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Property “as is” Value:
4. Current Balance (for Refinance):
5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx. Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available

• Hard Money Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

We are NEVER too busy for your referrals!

WE SAVE DEALS!

TRUST US TODAY!

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Hard Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75% LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV | Seattle, WA
$1,950,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Hard Money 2nd Position Bridge Loan | Cash Out Refi | 61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount | Hard Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!

Recap of our Loan Products

1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. Conventional Conforming Loans
2. High Balance Conforming
3. Jumbo Loan Financing | 10% down Jumbo to $1.5mm
4. FHA, USDA
5. Reverse mortgages up to $1 Million Value
6. Cash Out Refinancing

**Rates and terms subject to change without notice

We are never too busy for your referrals!

For the most up to date mortgage news visit: Mortgage News Daily

Check out our GOOGLE REVIEWS

Did we miss anything?

• Call or Email me (Stefanie Prescher) if there is any information that we have missed
• Follow us on Social Media
• Share this on your Social Media
• Do not hesitate to give us your feedback
• Ask us for a quote
• Visit our homepage to check out what Valor Lending Group has to offer