Date

07.30.21

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Looking for a Mortgage Professional? | Valor Lending Group

Are you in need of a Mortgage Professional?

Whether you are looking to make a residential purchase, refinance in California or get commercial financing nationwide on nearly any type of property…

VALOR LENDING GROUP IS THE MORTGAGE PROFESSIONAL

YOU ARE LOOKING FOR!

Looking for a Mortgage Professional

Most people turn to their local bank for a home loan, rather than an Independent Mortgage Professional.
What you might not know is that an Independent Mortgage Professional is often the best choice and they are able to offer you more loan options than a bank.
What differentiates an Independent Mortgage Professional from a bank?

INDEPENDENT MORTGAGE PROFESSIONAL

Licensed mortgage expert – consistently undergoes continuous training
Specializes in mortgages only
Partners with many lenders to offer multiple loan products, allowing you to choose the best option
Often offers lower rates and cheaper costs due to less overhead
Adapts to industry changes quickly
Communication Communication Communication!

BANK

Not required to be licensed and are not held to the same standards and regulations as brokers in terms of testing and ongoing training
Offer many other loan products (auto, boat, etc), so mortgages are not their main focus
Only able to offer limited loan products they have in-house – may not be the best fit for your needs
Often higher rates
Slower to adapt to change due to large organizational operations
Lack of communication

CALL TODAY TO DISCUSS LOAN OPTIONS THAT BEST FIT YOUR NEEDS

CALL OR EMAIL me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group offers EVERY loan in the book!

Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios.

I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:

Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
Stated Income Loans (Great for business owners and self employed ) No tax returns!
100% financing is available (we can cross collateralize other properties if there is enough equity)
Valor VA Home Loan 100% financing up to $1.5MM
Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
Flipper & Rehab Loans (Flip a property with one of our many options)
2nd Position Loans up to $5mm
Raw Land & Lot Loans
Ground up Construction for spec homes, custom homes and commercial ground up.
Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
Acreage Properties
Commercial Loans up to $500mm
3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
Foreign Nationals Loans (no social security or residency required)

We also offer:

Conventional Conforming Loans (under $510,400)
High Balance Conforming (from $510,400-$765,600)
Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
FHA, USDA
Reverse mortgages up to $1 Million Value
Cash Out Refinancing

Many more!

Check us out on social media!

About the Author

Stephan Prescher

VP of Operations & Jr. Partner
CA DRE#02033998
NMLS#1451987
Valor Lending Group
“Pride in Lending”
Petco Park
DiamondView Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (619) 535-9324
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
sprescher@valorlending.com