Investor Cash Flow Program | Up to $2.5M on Purchase & R/T | Up to $2M Cash Out

Are You a Residential Real Estate Investor?

Use the Investment Property Cash Flow to Qualify!

There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?

Real Estate Investor Program:

Don’t let rising rates prevent you from acquiring more investment properties! We have solutions to access capital through a refinance with rate that will let your properties cash flow.

No Tax Returns

No Employment Required

No Income Required

No Debt to Income Ratio Calculated

Cash Flow based on Subject Property

SFR, Condo and 1-4 Unit

Maximum Loan $2.5M | Purchase and R/T Refinance

Maximum Loan $2M | Cash out Refinance

Unlimited Financed Properties OK

Recap of our Loan Products:

1. Hard Money Loans (28-35% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow – 1% DCR!
5. Flipper & Rehab Loans (Flip a property with one of our many options)
6. 2^nd Position Loans up to $5mm
7. Raw Land & Lot Loans
8. Ground up Construction for spec homes, custom homes and commercial ground up.
9. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
10. 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
11. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
12. Acreage Properties
13. Commercial Loans up to $500mm
14. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
15. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,250)
2. High Balance Conforming aka Super Conforming (from $453,100-$649,750)
3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
4. FHA, VA, USDA
5. ARM’s
6. Reverse mortgages up to $1 Million Value
7. Refinance including Cash Out

Please don’t hesitate to call me for immediate attention to your scenario!

Frank Caruso

Loan Originator
CA BRE# 01967579
NMLS# 1035108
Valor Lending Group
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 699-4614
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
fcaruso@valorlending.com