Non Owner Occupied BRIDGE PROGRAM:
7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV
Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days !
We look forward to an opportunity to demonstrate our prompt and professional service.
Some other Valor FAST Hard Money Options:
(1) Valor X-Collateral
- 100% financing using another property to cross (2nd OK)
- Terms of 1 to 3 years
- Max LTV of 65%
- Typically No Prepayment Penalty
- Interest Only Payments
(2) Valor Consumer Bridge | Owner Occupied
- Primary Residence
- Terms of up to 11 months
- Max LTV of 72%
- No Prepayment Penalty
- Interest Only Payments
Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd-Position Loans up to $5mm
- Investor Cash Flow Loan– No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- ARM’s
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
*8.32% APR Based upon a $510k loan amount | 700 FICO score
We are never too busy for your referrals. Please give me a call for immediate attention to your loan scenario.
CA BRE# 01967579
NMLS# 1035108
Valor Lending Group
“Pride in Lending”
Petco Park
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (858) 699-4614
Office: (619)344-2640
Fax: (619) 255-0602
web: www.valorlending.com
fcaruso@valorlending.com