Valor Lending Group’s Investor Financing Program now has rates up to $10,000,000!
We provide investors 100% financing–using 1st or 2nd position loans–on multiple properties if needed.
Valor Lending Group offers no-income-verification real estate investor loans! Designed for the experienced real estate investor who is purchasing or refinancing investment properties which he or she plans to hold for a business purpose,
With Our Real Estate Investor Mortgage Program:
- No income or job history required (no borrower income/employment is stated or verified)
- No Tax Returns | No W-2s | No 4506-T
- No debt to income ratio calculated
- 1% Debt Coverage Ratio
- First time home buyers OK
- No limit on the number of properties owned or financed
- SFR, Condo, 1-4 unit
- Max loan amount is $10mm (purchase and rate/term) / Cash Out Refi to $3mm
All we need is subject property, lease agreement, and PITI.
Now it’s easier than ever for borrowers to qualify with our cash flow program which often requires only 3 months reserves for loans up $1mm. We can also use market rents determine cash flow on vacant properties!
At Valor Lending Group we offer powerful financing tools to real estate investors by qualifying based on the current and future rental income stream of real property. Come check out our incredible array of niche programs geared specifically for investors.
Do not hesitate to Call, Text, or Email me at anytime for immediate attention to your loan scenario.
Recap of our Loan Products:
- Stated Income Loans (No Tax Returns, no W-2s, No P&L)
- Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
- Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
- Flipper Loans (Flip a property with one of our many options)
- Line of Credit
- 100% Financing
- Foreign Nationals Loans (no social security or residency required)
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- 2nd-Position Loans up to $5mm
- Investor Cash Flow Loan– No tax returns or DTI calculation! Based on subject property cash flow
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s with NO MI up to $2.5mm
- Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 5% down Jumbo (Up to $2mm Lender paid PMI)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
- High Balance Conforming aka Super Conforming (from $484,350-$726,525)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, VA, USDA
- Reverse mortgages up to $10 Million Value
- Refinance including Cash Out
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (708) 203-0975
Fax: (619) 872-2400