Purchase or Refinance with a Bridge Loan | Valor Lending Group
Valor Lending Group works with the very best to get you the top rate and terms for your scenario.
With our unmatched communication skills and tricks of the trade you will be blown away with the experience you will have working with our team of professionals.
We are ready for your CALL or EMAIL TODAY!
Bridge loans are available for numerous types of property such as:
- Residential
- Owner occupied or investment (non owner occupied)
- Single-family, multi-family, apartment buildings
- Commercial
- Industrial
In today’s fast-paced and competitive market, it’s essential to have a strategy in place when it comes to purchasing or refinancing. One powerful tool in your arsenal is a hard money loan.
Traditional bank loans often come with a slow approval process that can delay your purchase, sometimes extending beyond the closing date and even causing sellers to walk away due to the wait.
At Valor Lending Group, we can submit your loan and get approval the same day, significantly shortening your transaction timeline. In some cases, we can even fund within the same week!
With the fast approval process of a Bridge Loan, your offer can be as strong as a cash offer. Say goodbye to waiting on the bank—Valor offers the quick and efficient solution you need.
Types of Bridge Loans
- Straight Bridge Loan – Also known as a fast hard money loan
- Consumer Bridge Loan – owner occupied
- 2nd Position Bridge Loan – Up to 65% CLTV
- Cross Collateral Loan – 100% financing available when you have enough equity in another property that we cross
- Fix and Flip Loan
Purchase | Refinance | Bridge Loan Highlights
- Verification of income or employment is NOT required!
- Up to 65% LTV (on Purchases & R/T Refinances)
- Cash-out refinance up to 65% LTV, unlimited cash-out funds
- 1-4 Units, condos, coops, PUDs
- Minimum 680 FICO
- 12 Month to 24 Month Terms
- Interest only
- No Prepay
Needs List for Quote (Email Laura the following):
- Property Address:
- Purchase Price (for Purchase):
- Property “as is” Value:
- Current Balance (for Refinance):
- Total Monthly Rents (confirm if long term or short term Airbnb leases):
- Monthly Taxes and Insurance:
- Approx. Credit Score:
- Vesting in and Entity or Individual name:
Other Programs Available
- Hard Money Loans
- Fix and Flip Loans
- Commercial Loans
- Save your Deal | We Save Deals
CONTACT ME TODAY for immediate attention to your scenario!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans
- High Balance Conforming
- Jumbo’s to $10 Million / 10% down Jumbo to $1.5mm
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
We are never too busy for your referrals.
**Rates and terms subject to change without notice
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