Are you looking to build your forever primary dream home? Primary Ground Up Construction Loan Using Bank Statements is perfect loan for self employed individuals. Let Valor Lending Group guide you the process to ensure the right loan for you. We feature the very best Custom Construction Loan in California, Arizona, and Florida. If you are seeking to build a custom home for your primary residence, Adam Lawrence has you covered. Call today at 858-344-0323.
What is a Primary Ground Up Construction Loan Using Bank Statements?
Building your dream home starts with the right financing strategy. Valor Lending Group offers primary residence ground-up construction loans designed for self-employed borrowers, using 12 or 24 months of business bank statements to help demonstrate qualifying income.
Our construction financing solutions are ideal for entrepreneurs and business owners who may not qualify using traditional income documentation. With flexible lending options, you can explore a financing structure that aligns with your financial profile and construction goals.
Through our construction lending solutions, a licensed and bonded general contractor can help guide your project through the planning and entitlement process, preparing the property for construction while you work toward securing financing.
Whether you’re building a custom luxury home or creating a one-of-a-kind primary residence, Valor Lending Group offers tailored financing solutions to help turn your vision into reality. Our goal is to help you navigate the financing process with confidence and find the right path to breaking ground on your new home.
Who Is A Ground Up Construction Loan Right For?
At Valor Lending Group, we have Ground Up Construction Loans perfect for the seasoned construction borrower to first time buyer who wants to build that luxury home they always wanted.
In addition, we also offer full documentation low rate loans, stated income loans, and hard money loans.
How do you qualify for a Primary Custom Construction Build Loan?
You would qualify for a Ground Up Construction Loans in the same way as a conventional, high balance loan, or even bank statements with a few additional qualifications. Such as, but not limit to completed projects in the three years, the loan to cost evaluation, and/or after completed value.
Leading Primary Construction Loans Highlight:
- California, Arizona, and Florida ONLY
- Up to 80% LTC
- Max Loan Up to $5,000,000
- Flexible Guidelines
- 50% DTI Ratio
- Minimum credit score 700
- Interest only payments during construction with option for a “One time Close”.
- 1 Unit- SFR or PUD
- Valor boasts the very best communication, service, rates and performance in the industry
- Valor ensures the very best pricing by shopping with many direct lenders so you don’t have to
The Bottom Line
Ground up construction loans can provide a financing solution to construct a wide variety of real estate properties. Valor Lending Group has the very best service, rates, communication and performance in the industry. If you are looking for a ground up construction loan with flexible guidelines, up to 80% LTC and max loans up to $5 million, we got you covered! We look forward to an opportunity to demonstrate our prompt and professional service.
Call Adam Lawrence today 858-344-0323 or email at alawrence@valorlending.com
Check out more of what we offer. Check out Valor’s Mortgage News to learn more!
