Rental Property Loans | No Income | No Tax Returns

/ / Published in Darren Carlin, Mortgage News

 

Unlock the equity in your investment property with Valor’s rental property loans! 

 

Valor Lending Group’s rental property loans allow you to qualify based on personal credit and property cash flow. 

 

Rental Property Loan Highlights:

  1. NO TAX RETURNS
  2. NO INCOME REQUIRED
  3. NO EMPLOYMENT VERIFIED
  4. No personal income required to qualify, no need to submit income statements or tax returns.
  5. Best for investors looking for non-bank financing solutions for 1-4 Unit Rental Properties.

 

Rental Property Program Highlights List:

  • No personal income used to qualify (no job or income listed on 1003)
  • No Tax Returns or 4506T required
  • No DTI developed or employment verified
  • Rental income is used to calculate cash flow from the subject
  • Gift Funds OK
  • No Landlord History OK
  • Option to Qualify on Interest-Only Payment
  • Qualify using Leases OR Market Rents

Call or email me for immediate attention to your scenario.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs below and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products: 

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L)
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. Foreign Nationals Loans (no social security or residency required)
  7. Raw Land or Lot Loans
  8. Ground up Construction for spec homes, custom homes and commercial ground up.
  9. 2nd-Position Loans up to $5mm
  10. Landlord Loans – No tax returns or DTI calculation! Based on subject property cash flow
  11. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  12. 10% down Jumbo’s with NO MI up to $2.5mm
  13. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  14. Acreage Properties
  15. Commercial Loans up to $500mm
  16. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value
  7. Refinance including Cash Out

**Rates and Terms subject to change without notice

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