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Save Time and Money with Expert Mortgage Broker Guidance

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Valor Lending Group

Save Time and Money with Expert Mortgage Broker Guidance | Valor Lending Group

Navigating the world of home loans can be overwhelming, especially with so many options and financial factors to consider. That’s where a mortgage broker steps in to make the process simpler and more efficient. Save Time and Money with Expert Mortgage Broker Guidance as I help you find tailored solutions that fit your needs.

At Valor Lending Group, we take the stress out of securing the perfect loan. Whether you’re a first-time buyer or looking to refinance,

Valor has you covered!


Why Use a Mortgage Broker?

When you choose to work with a mortgage broker, you’re treated as more than just another number. Whether you’re a first-time buyer or refinancing, a mortgage broker is your guide through the complex world of home financing. Deciding between a mortgage broker and a bank can feel overwhelming, but understanding the benefits can make all the difference.

Many people instinctively turn to their bank for a home loan, but what they might not realize is that a mortgage broker often offers more flexibility, better rates, and niche loan products that banks can’t provide.

Mortgage Brokers vs. Banks: What’s the Difference?

Mortgage Brokers

  • Licensed Professionals: Brokers undergo rigorous and continuous training to stay ahead of industry trends
  • Mortgage Experts: They focus solely on home loans, ensuring deep expertise
  • Multiple Options: Brokers partner with a variety of lenders to find you the best loan for your specific needs
  • Lower Costs: With less overhead, brokers often secure lower rates and reduced fees
  • Customer-Centered Service: Brokers prioritize communication and adaptability, guiding you every step of the way

Banks

  • Limited Options: Banks can only offer in-house loan products, which may not suit your unique situation
  • Higher Costs: Bank rates and fees are often higher due to operational overhead
  • Limited Expertise: Mortgages are not their main focus, and their staff isn’t required to maintain specialized licenses
  • Slower Processes: Large-scale operations make banks less agile in responding to market changes

Why Choose Valor Lending Group?

At Valor Lending Group, we believe in putting our clients first. Save Time and Money with Expert Mortgage Broker Guidance tailored to your needs. Here’s how we stand out:

  • Your Advocate: As brokers, we represent you, not the lender. Our job is to find the best possible loan product for your situation
  • Access to More Options: Unlike banks, we’re not limited to a single institution’s offerings. We partner with over 40 lending institutions, giving you access to a wide range of competitive rates and unique products
  • Simplified Process: Shopping around for the best loan can be time-consuming and stressful. With Valor Lending Group, you can relax knowing that we’ll do the legwork for you

Our mission is to help you secure the mortgage that fits your lifestyle and financial goals. Whether it’s with a bank, trust, or insurance company, we’ll navigate the process on your behalf.

Let Me Help You

The mortgage market can be intimidating, but you don’t have to face it alone. Save Time and Money with Expert Mortgage Broker Guidance and let Valor Lending Group simplify the journey to your dream home. Contact me today to get started!

Valor Lending Group


Valor Lending Group is proudly licensed in Arizona, California, and Florida, offering expertise across all occupancy types. I’m ready to tackle your next loan scenario with precision, dedication, and unmatched professionalism.

Let me help you secure the financing you need today!


Recently Funded | Valor Lending Group

$1,044,550 Loan amount Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$4,775,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 62% LTV
$505,000 Loan amount Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
$2,100,000 Loan amount Private Money Bridge Loan | Cash Out Refi | 51% LTV | S. Carolina

And many more.

We do them all, so give me a call!


Recap of Our Loan Products:

  1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
  2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
  3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $2.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5MM
  8. Raw Land & Lot Loans
  9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo’s up to $1.5MM
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500MM
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

  1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
  2. High Balance Conforming aka Super Conforming
  3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1MM Value
  7. Refinance including Cash Out

**Rates and terms are subject to change without notice

Valor Lending Group

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