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Secure Your South Carolina Home with a Bridge Loan

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Secure Your South Carolina Home with a Bridge Loan | Valor Lending Group

BIG NEWS FOR SOUTH CAROLINA HOMEBUYERS!

Valor Lending Group and I, Hayden Madison, are now fully licensed in the Palmetto State, bringing top-tier expertise, unbeatable rates, and every loan option in the book right to your doorstep! Whether you’re upsizing, downsizing, or relocating, it’s time to Secure Your South Carolina Home with a Bridge Loan that lets you move confidently without the pressure of selling first.


Are you ready to secure your dream home with a Mortgage Bridge Loan?

If you’ve found the perfect new place but haven’t yet sold your current home, a bridge loan can help you make your move stress-free. Also known as a swing loan or flip loan, this short-term financing option bridges the financial gap between selling and buying, letting you unlock equity from your current property to secure the next one.

With loan-to-value (LTV) ratios typically between 65–75%, Mortgage Bridge Loans allow you to leverage the combined value of both properties giving you the freedom to act fast in today’s competitive South Carolina market.

At Valor Lending Group, we don’t just offer loans, we offer personalized strategies that work for real people. I work directly with dozens of lenders to find the best-fit bridge loan for your situation, backed by unmatched communication, deep industry knowledge, and speed you can count on.

Let’s make your move seamless.

Reach out today and let’s talk about how to secure your South Carolina dream home before someone else does.

Call me, Hayden Madison, directly at 858-349-7538, or email me at hmadison@valorlending.com

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Secure Your South Carolina Home with a Bridge Loan

Whether you’re moving into your next dream home or expanding your real estate investments, bridge loans offer a powerful way to act fast and buy with confidence even before selling your current property. Secure Your South Carolina Home with a Bridge Loan through Valor Lending Group, now fully licensed in the Palmetto State and proud to offer every type of loan in the book. We work quickly, creatively, and directly with lenders to help you close without delays.

OUR BRIDGE LOAN OPTIONS TYPICALLY REQUIRE NO APPRAISAL, offer competitive terms, and are designed with your flexibility in mind. Below are our top three programs each tailored to meet different needs for both residential and investment properties.

Valor’s Top Mortgage Bridge Loans

3 Smart Options | Typically No Appraisal Needed

1. Valor Owner-Occupied Bridge Loan

Need to access cash from your primary home for a business venture or time-sensitive opportunity?

  • For primary residences only
  • Terms up to 11 months
  • Max LTV: 75% on 1st trust deed
  • Max CLTV: 65% on 2nd trust deed
  • No prepayment penalty

Available for properties located in Arizona, California, Florida, and South Carolina.

2. Valor Investment Property Bridge Loan

For investors ready to acquire, improve, or reposition properties without waiting on conventional financing:

  • For non-owner occupied (investment) properties
  • Terms from 1 to 5 years
  • Max LTV up to 80%
  • No prepayment penalty

3. Valor Cross-Collateral Bridge Loan

Own multiple properties with equity? Use them to unlock 100% financing.

  • Leverage existing real estate equity across your portfolio
  • Up to 65% CLTV
  • Enables 100% financing on your next project
  • Terms from 1 to 2 years
  • No prepayment penalty

Subject to lender review, no appraisal often is required.


Secure Your South Carolina Home with a Bridge Loan Today

From residential flips to commercial investments, Valor Lending Group offers speed, creativity, and flexibility where traditional lenders fall short. We bring experience, industry insight, and access to a wide range of private and institutional capital – all to help you act fast and fund your next deal confidently.

Other loan programs we offer include:

  • Private Money Loans
  • Fix and Flip Loans
  • Commercial Loans

Let’s talk about how we can put these tools to work for your South Carolina real estate goals. Reach out today for tailored guidance and fast approvals.

Step into the life you deserve.

Call me, Hayden Madison, today at 858-349-7538, and unlock the door to your dream life!

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VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!

At Valor Lending Group, I’m ready to help you achieve your investment goals.

Call me directly at 858-349-7538, and turn your dreams into reality today!


Recently Funded | Valor Lending Group

$1,044,550 Loan amount Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com


Recap of Our Loan Products:

  1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
  2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
  3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $2.5MM
  5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5MM
  8. Raw Land & Lot Loans
  9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo’s up to $1.5MM
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500MM
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

  1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
  2. High Balance Conforming aka Super Conforming
  3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
  4. FHA, USDA
  5. ARM’s
  6. Reverse mortgages up to $1MM Value
  7. Refinance including Cash Out

**Rates and terms are subject to change without notice

Valor Lending Group

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