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What loan product is best for me?

  Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products!  That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]

Mutually Beneficial Partnership

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Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park.  I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]

What documents need a WET SIGNATURE in the loan process?

***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]

Top 10 Plants for Designing a Water Wise Landscape

Wait! Before you spend thousands on landscaping—or on water-guzzling plants—try planting a DIY drought-tolerant garden. With the right plants, your landscape will be cost-effective, low maintenance, and beautiful. Here is a list of ten plants that won’t break the water bank but will still let you enjoy lush greenery and flowers without having to replant […]

Do You or Your Clients Need Funding?

           If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you.   […]

Think You Can’t Afford to Buy a Home? Think Again

Did you have a bad credit event in recent years? Do you have less than two years in the same career field? Is your monthly income less than three times your proposed payment? Fear not, when your financial picture doesn’t fit neatly into the box, you may still qualify with some lenders. Here’s how. When […]

Less Documentation, Faster Closing, More Opportunity

    Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new!   Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]

Small Balance Commercial Loan

Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO! Purchase, Cash-out, or Refinance today!   While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan […]

What exactly is a Jumbo loan?

The definition is pretty simple, a jumbo loan is any loan that is above the county conforming limits. Check out the loan limits for each county here: CALIFORNIA LOAN LIMITS Besides that, the key point to understand here is that although a jumbo loan can still be sold in the secondary market, it cannot be […]