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Small Balance Commercial Loan

Valor Lending Group can help investors with loans amounts between $250K – $2mm get a loan even after the bank told you NO! Purchase, Cash-out, or Refinance today!   While Valor can offer commercial loans all the way up to $100 million, these loan products below are designed specifically for borrowers dealing with smaller loan […]

What exactly is a Jumbo loan?

The definition is pretty simple, a jumbo loan is any loan that is above the county conforming limits. Check out the loan limits for each county here: CALIFORNIA LOAN LIMITS Besides that, the key point to understand here is that although a jumbo loan can still be sold in the secondary market, it cannot be […]

Loan Conditions – but I was already Pre-approved?

  After having a few conversations with your loan officer, you should feel pretty confident that you can qualify for a loan but do not be surprised if even more is asked of you before you find any money in your pocket. The Pre-approval process is when the lender scrutinizes your documents to see if […]

Valor Lending Group Funds Every Type Of Mortgage Loan!

Recent Funding’s: $2,375,000 custom home construction loan in Pleasanton, California. One time close fixed interest rate for 30 years at 3.875% interest! $1,415,000 construction completion loan, duplex San Francisco. This project was broken and we funded it to complete the construction and get it onto the market! $780,000 loan San Francisco California cash out refinance […]

Prequalified Vs. Preapproved – What’s the difference?

Are you interested in buying a new home? What about refinancing an existing home mortgage? Often times industry lingo is thrown around without a good explanation what it means to the borrower including the phrases Prequalified and Preapproved. They sound pretty similar right? So what is the difference and how do they affect you as […]

Valor is here to provide you with Excellence, Simplicity, and Limitless options.

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Our Goals: Excellence. Simplicity. Limitless. We can provide excellent customer service. As a smaller brokerage customer satisfaction is our lifeline. We simply cannot afford to offer our services sub-par of excellent. I understand that mortgages are not an exciting subject to everyone, although I love it! Things can get complicated and confusing but I promise […]

What is an Alt-Doc loan?

  Not every borrower can or wants to use their tax returns to qualify for a loan. Self-employed borrowers can use alternative documentation to prove they have the ability to repay their loan. The two Alt-Doc options include: Asset backed programs – Borrowers can use assets as collateral in order to get a loan. These […]

Thank You For Your Business!

At Valor Lending Group we are ready to serve you. We boast the best rates and performance in the industry. Better yet, we answer the phone!!! We save deals. It’s what we do. •Fast hard money loans in as little as 5-10 days up to $50,000,000 nationwide. •California Stated Income loans up to $3,000,000 •California […]