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What documents need a WET SIGNATURE in the loan process?

***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]

Do You or Your Clients Need Funding?

           If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you.   […]

Think You Can’t Afford to Buy a Home? Think Again

Did you have a bad credit event in recent years? Do you have less than two years in the same career field? Is your monthly income less than three times your proposed payment? Fear not, when your financial picture doesn’t fit neatly into the box, you may still qualify with some lenders. Here’s how. When […]

Less Documentation, Faster Closing, More Opportunity

    Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new!   Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]

Land Loans, Lot Loans & Construction Loans!

Offering excellent loan programs for land loan, lot loan & construction loan scenario’s! Whether you are a flipper or a commercial builder we’ve got you covered! Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Lot Loans / A TIER / Full Doc 43% DTI / (owner occ only): 3,5 OR […]

Investors are making moves with 1031 Exchange

Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]

Must see for Realtors & Loan Originators!

    Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario.   Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and […]

Valor Lending Group Funds Every Type Of Mortgage Loan!

Recent Funding’s: $2,375,000 custom home construction loan in Pleasanton, California. One time close fixed interest rate for 30 years at 3.875% interest! $1,415,000 construction completion loan, duplex San Francisco. This project was broken and we funded it to complete the construction and get it onto the market! $780,000 loan San Francisco California cash out refinance […]

Prequalified Vs. Preapproved – What’s the difference?

Are you interested in buying a new home? What about refinancing an existing home mortgage? Often times industry lingo is thrown around without a good explanation what it means to the borrower including the phrases Prequalified and Preapproved. They sound pretty similar right? So what is the difference and how do they affect you as […]

Valor Lending Group funds fast hard money loans!

  Valor Lending saves deals! We can typically fund a fast hard money loan in 5-10 days without an appraisal up to $10mm. Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country up to $100mm. We are your one stop mortgage solution company for any […]