Valor Jumbo Loans are here — up to $10MM

Buying in La Jolla, Coronado, Newport Beach, Laguna Beach, Corona del Mar? This is for you Whether you’re eyeing a luxury home, investing in coastal real estate, or tapping into your equity, Valor Lending Group offers flexible jumbo loan solutions built for high-value properties and unique scenarios. Work directly with Laura Licea to structure the […]
Top No Income Primary Purchase or Refinance

No Income Primary Purchase or Refinance is a loan product that allows a borrower to purchase or refinance a residence based off of loan to value, credit, and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when […]
Owner Occupied or Investment Commercial Loans

Valor Lending Group offers a range of funding sources and loan options tailored for both investors and owner-occupied borrowers. Owner Occupied or Investment Commercial Loans are available for amounts ranging from $100,000 to $2 million. Loan terms include 30-year fixed and 5-year ARM options, with amortization schedules of 15, 25, or 30 years. These loans […]
Commercial Property Loans

Valor Lending Group offers a range of funding sources and loan options tailored for both investors and owner-occupied borrowers. Commercial Property Loans are available for amounts ranging from $100,000 to $2 million. Loan terms include 30-year fixed and 5-year ARM options, with amortization schedules of 15, 25, or 30 years. These loans can be used […]
Quick Close Bridge Loan

Is a Quick Close Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. Sometimes extending […]
Top Rehab and Construction Loan

Top Rehab and Construction Loan is a phone call away. What if I was to tell you that Valor Lending Group can get you up to 95% LTC on Fix and Flips and 85% LTC on a construction loan? Borrower can be a first time investor or full time real estate entrepreneur, Valor Lending Group […]
No Income Purchase or Refinance Loan

No Income Purchase or Refinance Loan is a loan product that allows a borrower to purchase or refinance a residence based off of credit and reserves. No employment, no income, and no “debt to income (DTI) ratio” for qualification purposes! A borrower’s debt-to-income ratio can disqualify a persons ability for conventional financing when the income […]
Cash Out DSCR Loan No Seasoning

Cash Out DSCR Loan No Seasoning is a game changer! Did you recently purchase an investment property using a bridge loan or private money? Recently rehab the property for a new value? Now you’re looking to cash out, but lenders are telling you to wait 6, maybe even 12 months? What is a Cash Out DSCR Loan […]
Best Fix and Flip & Construction Loan

Best Fix and Flip & Construction Loan is a phone call away. What if I was to tell you that Valor Lending Group can get you up to 95% LTC on Fix and Flips and 85% LTC on a construction loan? Borrower can be a first time investor or full time real estate entrepreneur, Valor […]
Business Owners Bank Statement Loan Program

Are you self-employed or have irregular income that traditional mortgage lenders find challenging to assess? Consider our specialized 12 or 24-month Business Owners Bank Statement Loan Programs, designed to accommodate unique financial situations like yours. At Valor Lending Group, we understand that your income might not fit the conventional mold. This is why we offer flexible […]
Quick Close Bridge Loan

Is a Quick Close Bridge Loan the advantage you or your client need in this forever competitive market? Its a dog eat dog world out there and we need everything in our favor when dealing with our transactions. The approval process for a standard bank loan can be very drawn out and meticulous. Sometimes extending […]