What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
Stated Income Loans & Fast Hard Money Loans
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Valor Lending Group also offers literally every loan in the book! Check out our programs below and please do not hesitate to call on me for any scenarios. I look […]
Do you know about our Investor Cash Flow program?
Purchase | Rate/Term Refi | Cash Out Refi The Investor Cash Flow program is for experienced real estate investors who are purchasing or refinancing investment properties to be held for business purposes. The loan qualification is determined based on a debt coverage ratio, or DCR, with borrowers qualifying based on cash flows from the subject […]
Do You or Your Clients Need Funding?
If you or your client need funding Valor Lending Group has 1000+ loan products to meet your specific needs. Whether you need a Fast Hard Money 5-10 day close, a Full Doc Loan with super low rates, Stated Income, Limited or No Doc, we have a program for you. […]
Valor Lending Group does stated income loans!
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please do not hesitate to call on me on each and every scenario and we will ID best programs. Camille Patterson Loan Officer CaBRE# 02035349 NMLS#1517035 Valor Lending Group ‘Pride in Lending’ Petco […]
Think You Can’t Afford to Buy a Home? Think Again
Did you have a bad credit event in recent years? Do you have less than two years in the same career field? Is your monthly income less than three times your proposed payment? Fear not, when your financial picture doesn’t fit neatly into the box, you may still qualify with some lenders. Here’s how. When […]
Less Documentation, Faster Closing, More Opportunity
Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]
Land Loans, Lot Loans & Construction Loans!
Offering excellent loan programs for land loan, lot loan & construction loan scenario’s! Whether you are a flipper or a commercial builder we’ve got you covered! Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Lot Loans / A TIER / Full Doc 43% DTI / (owner occ only): 3,5 OR […]
Investors are making moves with 1031 Exchange
Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]
Must see for Realtors & Loan Originators!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and […]
Here’s Why Investors Continue to Beat Out First-Time Home Buyers
Look out, first-time buyers. Your biggest competition is not other real estate newbies like yourselves, but mom and pop investors looking to establish a stream of rental income. Darn you, mom and pop! A recent report shows that these deep-pocketed investors are focusing on the most affordable segments of the market: smaller homes […]
