The Best Fix and Flip Loans for Maximum Returns | Valor Lending Group
Looking to purchase and renovate a property for a profitable flip?
Get the Best Fix and Flip Loans for Maximum Returns and secure the perfect financing solution to fuel your investment. With one streamlined loan, you can cover both the purchase and renovation costs, eliminating the hassle of managing multiple loans and keeping your cash flow strong.
Start turning distressed properties into high-value assets with ease. Don’t miss out on lucrative opportunities. Call Mike Bullard today 619 723-8623 and let’s get your next project funded fast!

Get the Best Fix and Flip Loans for Maximum Returns
At Valor Lending Group, we provide flexible Fix and Flip Loans designed to help investors purchase, renovate, and resell properties for maximum profit. As the market shifts, many lenders have tightened their requirements, raised rates, or stopped funding altogether, making it harder for both seasoned and first-time flippers to secure financing.
BUT THERE’S GREAT NEWS! We’ve seen a strong resurgence in fix and flip lending and are now funding in 42 states again. Multiple lenders are offering up to 90% of the purchase price and 100% of rehab costs, with competitive rates starting in the high 9’s*.
These loans require no tax returns, income verification, or debt-to-income ratio calculations; giving you a faster and more efficient way to secure funding. Ready to Get the Best Fix and Flip Loans for Maximum Returns? Start your next investment with confidence today!

Why Choose Private Money Financing?
Savvy investors know the value of having a reliable private money funding source. While traditional banks may offer lower rates, they come with rigid loan committees, slow underwriting, and strict approval guidelines that delay financing. Private money loans provide fast, flexible funding, bridging the gap between acquisitions and long-term financing.
With Private Money Financing, you get:
- Quick approvals and funding
- Flexible loan structures tailored to your needs
- The ability to act fast in competitive markets
Explore our Fix and Flip Financing options and experience the speed and flexibility of private lending to scale your investment portfolio today! Contact me, Mike Bullard, directly at 619 723-8623, or email me.
Fix and Flip, Commercial Value-Adds, and Construction Loans
Traditional lenders often hesitate to fund fix and flips, commercial value-adds, or construction projects due to their higher perceived risk. That’s where private money loans come in, offering short-term solutions (12 to 36 months) to finance labor, materials, and even land acquisition for development.
Get the Best Fix and Flip Loans for Maximum Returns with tailored financing that helps you navigate the complexities of property investment with ease. Reach out today to discuss your project and secure the funding you need!
Fix and Flip Loan Highlights
- Up to 90% of Purchase and 100% of Rehab Costs
- Loan terms from 12 to 24 months
- Funding available up to $10MM
- No prepayment penalties
- Competitive interest rates starting in the high 9%*
Requirements for a Quote:
- Property Address
- Purchase Price (for acquisitions)
- “As-Is” Value & After Repair Value (ARV)
- Rehab Budget & Cost Breakdown
- Sponsor’s Project Experience
- Approximate Credit Score
- Loan Vesting in Entity or Individual Name
Ground-Up Construction Loan Highlights
- Up to 90% LTC financing
- Loan amounts up to $20MM
- Flexible lending guidelines
- 12 to 24-month interest-only options
At Valor Lending Group, we secure the best pricing by working with multiple direct lenders, saving you time and effort. Whether you need Fix and Flip Loans, Private Money Loans, or Commercial Construction Loans, we’re here to get your deal funded, FAST!
Get in touch today to explore your options and take your real estate investments to the next level!

Recently Funded | Valor Lending Group
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
$1,740,000 Loan amount | Private Money 2nd Position Bridge Loan | Cash Out Refi |61% CLTV | Berkeley, CA
$505,000 Loan amount | Full Doc FNMA Loan | Purchase | 85% LTV! | Ventura, CA
And many more.
Every Project, Every Loan – Let’s Build Your Success Together!
Call me, Mike Bullard, today at 619 723-8623.
Recap of Our Loan Products:
- Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
