This Independence Day, Invest in the American Dream | Valor Lending Group
Happy 4th of July from all of us at Valor Lending Group!
Independence Day isn’t just about fireworks, BBQs, and red, white, and blue – it’s about honoring freedom, opportunity, and the unwavering spirit of the American Dream. This Independence Day, Invest in the American Dream with Valor Lending Group: homeownership.
Whether you’re buying your first home, upgrading your space, refinancing to meet new financial goals, or expanding your real estate portfolio, this Independence Day is the perfect time to invest in the American Dream, and I’m here to help make that dream your reality.
Call me, Hayden Madison, at 858-349-7538, or email me at hmadison@valorlending.com
Homeownership: Where Freedom and Future Meet
Homeownership is about more than square footage or zip codes. It’s about independence, security, and building long-term wealth. It’s where you plant roots, create memories, and lay the foundation for generations to come.
At Valor Lending Group, I believe in making homeownership accessible and achievable. Valor offers every type of loan on the market from primary residences and investment properties to construction financing, bridge loans, and private money solutions. No matter your scenario, I’ll find a path that fits.
Why Choose Valor Lending Group?
Valor Lending Group is not your typical mortgage company. At Valor, our team is full of strategic advisors, relentless problem-solvers, and champions for your financial freedom. While banks close at 5 pm, we work evenings, weekends, and holidays because your future won’t wait for banker’s hours.
What sets us apart:
- Residential, Commercial & Investment Loans
- Lightning-Fast Pre-Approvals, Often Same Day
- Private Money & DSCR Loans for Investors
- Bridge Loans to Help You Move Without Delay
- Nationwide Lending – Now Fully Licensed in South Carolina
Valor Lending Group is partnered with over 40 direct lenders, which means we’re not tied to one bank’s restrictions. You get flexible terms, competitive programs, and tailored solutions backed by real human service.
This Independence Day, Invest in the American Dream with Valor Lending Group
Whether you’re in California, South Carolina, Arizona, Florida, or anywhere in between, I’m here to help you seize this moment of opportunity and take control of your financial future through real estate.
Let’s look at how Valor helps:
Conventional Loans
Perfect for buyers with strong credit who want stable, predictable payments.
FHA, VA & USDA Loans
Government-backed options offering lower down payments, flexible guidelines, and great terms, making it ideal for first-time buyers, veterans, and rural homeowners.
DSCR Loans for Investors
We specialize in Debt Service Coverage Ratio loans: a smart way to invest using property income instead of personal income. Ideal for rental units, short-term rentals, and portfolio expansion.
Bridge Loans
Buy before you sell. Secure your next home without the pressure of perfect timing.
Private Money Loans
Need fast funding for a flip or renovation? Our private financing solutions offer speed, flexibility, and creative leverage.
Cash-Out Refinancing & HELOCs
Tap into your home’s equity to fund your next big move whether it’s renovations, investments, or life milestones.
The Power of a Smart Move
This Independence Day, Invest in the American Dream by making smart financial decisions that support your future. Whether you’re buying your forever home or financing a new investment, I’m with you every step of the way from pre-approval to closing.
I believe freedom begins at home, and my mission is to simplify the lending process so you feel confident, informed, and empowered throughout the journey.
Ready to Take the Next Step?
Ask yourself:
- Is it time to stop renting and start building equity?
- Could a new mortgage better align with your financial goals?
- Are you ready to build wealth through real estate investing?
- Is it finally time to own the home you’ve always wanted?
If the answer is YES, then this Independence Day is your moment to invest in the American Dream, and I’m ready to guide you forward.
Call me, Hayden Madison, today at 858-349-7538!
Let’s explore your options and create a plan that supports your life, your freedom, and your future.
Final Thoughts: Light Up Your Future
As we celebrate this 4th of July, we’re reminded that freedom is more than a feeling, it’s a choice. The choice to grow. To invest. To build something lasting.
This Independence Day, Invest in the American Dream with a home that reflects your hard work, your goals, and your legacy.
From myself and my family to your family:
Happy Independence Day!
Cheers to a future built on freedom, ownership, and opportunity.
VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!
At Valor Lending Group, I’m ready to help you achieve your investment goals.
Call me directly at 858-349-7538, and turn your dreams into reality today!
Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
And many more.
Every Project, Every Loan – Let’s Build Your Success Together!
Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com
Recap of Our Loan Products:
- Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
