Top Reasons To Choose Private Money | Valor Lending Group

If expanding your real estate portfolio is on your radar this year, understanding the Top Reasons to Choose Private Money can give you a serious edge. Unlike traditional lenders, who often slow things down with rigid requirements and drawn-out approval processes, Private Money offers speed, flexibility, and fewer hurdles.

Private Money Loans focus primarily on the value and potential of the property, not your credit score or tax returns, making them an ideal solution for investors who need fast, reliable funding.

Want to close deals faster and scale with confidence?

Let’s explore the Top Reasons to Choose Private Money, and how it can transform your investment strategy.

Call me, Hayden Madison, directly today at 858-349-7538, or drop me an email at hmadison@valorlending.com

Top Reasons to Choose Private Money for Your Real Estate Investments

Looking to grow your real estate portfolio without the delays and roadblocks of traditional financing? Then it’s time to consider one of the Top Reasons to Choose Private Money: speed, flexibility, and simplicity. Unlike bank loans that are often bogged down with endless paperwork, tight restrictions, and long approval timelines, Private Money gives investors the power to act fast and compete with confidence.

Here are the Top Reasons to Choose Private Money for your next real estate deal:

1. Quick Funding With Minimal Hassle

Traditional financing can drag on for weeks, often requiring tax returns, income verification, and lengthy underwriting. Private money cuts through the noise offering fast pre-approvals and funding in just days. This efficiency helps you move quickly on hot opportunities before someone else does.

2. Stronger, More Competitive Offers

In today’s market, speed wins. Sellers favor buyers who can close fast and without complications. With private money in your corner, you can submit offers backed by reliable funding often beating out buyers relying on slower, conventional loans. That speed and certainty can make all the difference.

3. Asset-Based Lending, Not Credit-Based Barriers

Don’t let credit score requirements hold you back. Private money lenders focus on the property’s value, not your financial history. Whether you’re self-employed, credit-challenged, or simply prefer not to jump through banking hoops, private money allows you to leverage the deal itself, not just your profile.

Final Thought

If you’re serious about scaling your real estate investments, it’s time to rethink how you fund your deals. These Top Reasons to Choose Private Money show just how powerful alternative financing can be. Reach out today, and let’s talk about how to secure the capital you need – quickly, easily, and on your terms.

Step into the life you deserve.

Call me, Hayden Madison, today at 858-349-7538, and unlock the door to your dream life!

VALOR LENDING GROUP OFFERS EVERY MORTGAGE LOAN IN THE BOOK!

At Valor Lending Group, I’m ready to help you achieve your investment goals.

Call me directly at 858-349-7538, and turn your dreams into reality today!

Recently Funded | Valor Lending Group

$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV 
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA

And many more.

Every Project, Every Loan – Let’s Build Your Success Together!

Call me, Hayden Madison, today at 858-349-7538, or email me at hmadison@valorlending.com

Recap of Our Loan Products:

1. Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
2. Stated Income Loans (Great for business owners and self-employed) No tax returns!
3. 100% financing is available (we can cross-collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $2.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5MM
8. Raw Land & Lot Loans
9. Ground-up Construction for spec homes, custom homes, and commercial ground-up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5MM
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500MM
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We Also Offer:

1. 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1MM Value
7. Refinance including Cash Out

**Rates and terms are subject to change without notice