Unlock Bigger Profits with Fix and Flip Loans | Valor Lending Group
Looking to purchase and renovate a property for a successful flip?
Unlock Bigger Profits with Fix and Flip Loans to ensure you select the best loan for your investment needs. With a single, streamlined loan, you can fund both the purchase and renovation of your property—eliminating the hassle of juggling multiple financing options.
Start your journey toward investment success today! Explore our Best Construction Loan Options HERE, and let me guide you in turning your property dreams into profitable reality!
Call Mikey B, Loan Officer of the year for 2024, directly at 619 723-8623.
Unlock Bigger Profits with Fix and Flip Loans
Valor’s Fix and Flip loans are private money loans designed for purchasing and rehabbing properties to resell at a higher value. The Fix and Flip lending market has been quite active recently, with many experienced flippers noticing their old lenders have increased rates, decreased LTVs, or stopped funding altogether. For newcomers, breaking into the market has become significantly more challenging.
But there’s no need to worry! We’ve seen a resurgence in fix and flip lending recently and are excited to announce that we are now funding in 42 states again. Multiple lenders are offering up to 90% of the purchase and 100% of the rehab costs, with rates in the high 9’s*.
These loans do not require tax returns, income/employment verification, or debt-to-income ratio calculations. Discover our Maximize Profits with Expert Fix and Flip Financing and get started on your next project today!
Why use Private Money?
Every savvy borrower’s toolbox should include a reputable private money funding source. While banks typically offer lower rates, they don’t provide the flexibility that private money loans offer. Traditional lenders have loan committees and a more involved underwriting process, often delaying the loan approval. Private money loans, on the other hand, bridge borrowers from one type of financing to another, offering quick and flexible solutions.
Explore our Unlock Bigger Profits with Fix and Flip Loans to experience the benefits of private money lending and get your projects moving faster!
Fix and Flips, Commercial Value Adds, and Construction Loans
Fix and Flips, Commercial Value Adds, other distressed properties, and construction projects often face financing challenges with traditional lenders due to their inherent risks. This is where private money loans come into play.
Private money loans are ideal for construction projects, which are typically short-term, with loan terms ranging from 18 to 36 months. These loans cover the costs of labor, materials, and sometimes land acquisition for development projects.
Discover our Maximize Profits with Expert Fix and Flip Financing to find the perfect private money loan for your next project and easily navigate the complexities of financing! Contact me today to explore the best options tailored just for you!
Fix and Flip Loan Highlights
- Up to 90% of Purchase and 100% of Rehab Costs
- Terms ranging from 12 to 24 months
- Loan amounts up to $10 million
- No Prepayment Penalty
- Competitive interest rates starting in the high 9%*
Requirements for a Quote:
- Property Address
- Purchase Price (for purchases)
- “As is” Value
- After Repair Value (ARV)
- Current Loan Balance (for refinances)
- Rehab Budget & Detailed Cost Breakdown
- Project Experience as a Sponsor
- Approximate Credit Score
- Vesting in an Entity or Individual Name
Ground Up Construction Highlights
- Financing up to 90% LTC
- Maximum Loan Amount: $20 Million
- Flexible Lending Guidelines
- 12 to 24 Month Interest-Only Rates
- Valor delivers unmatched communication, service, rates, and performance in the industry
- Valor secures the best pricing by shopping with multiple direct lenders, saving you the hassle!
Other Programs Available:
- Commercial Loans
- Private Money Loans
- Save Your Deal | We Save Deals
Recently Funded | Valor Lending Group
$1,044,550 Loan amount | Private Money Bridge Loan | Purchase | 65% LTV | Murrieta, CA
$1,900,000 Loan amount | Full Doc Jumbo Loan | Cash Out Refi | 31% LTV | Mirage, CA
$1,430,000 Loan amount | 24 Month Bank Statement Loan | Purchase | 65% LTV | Phoenix, AZ
$2,625,000 Loan amount | Ground up Construction Loan | Purchase | 65% LTV | Malibu, CA
$1,905,000 Loan amount | Fix and Flip Loan | Purchase | 90/100 LTV | Palos Verde, CA
$2,645,000 Loan amount | Ground up Spec Construction Loan | Purchase | 65% LTV | Palm Springs, CA
$712,500 Loan amount | DSCR Loan | Cash Out Refi | 75%LTV | 70% LTV
$4,013,750 Loan amount | Full Doc Jumbo Loan | Rate& Term Refi | 75% LTV | Newport Beach, CA
$592,500 Loan amount | DSCR Loan | Purchase | 75% LTV| Seattle, WA
$1,950,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | 70% LTV | Berkeley, CA
$3,100,000 Loan amount | 12 Month Bank Statement Loan | Purchase | 43% LTV | Coronado, CA
$1,790,000 Loan amount | Private Money Bridge Loan | Cash Out Refi | Berkeley, CA
$1,008,000 Loan amount | Full Doc Jumbo Loan | Purchase| 80% LTV | Anaheim, CA
We do them all, so give me a call!
Recap of Our Loan Products:
- Private Money Loans (20% down / minimal documentation) Typically, funds in 7-10 days
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $2.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5MM
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 10% down Jumbo’s up to $1.5MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500MM
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We Also Offer:
- 10, 15, 20, 25, 30 years Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 MM / 10% down Jumbo to $1.5MM
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1MM Value
- Refinance including Cash Out
**Rates and terms are subject to change without notice
