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UPDATED: Valor Low Down Jumbos | Low Rate Jumbos | Bank Statement Jumbos

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Are you looking to finance a luxury property? We have many Jumbo Loan Lenders in our portfolio with Programs for all types of clients:

Low Down Payment Jumbo Loans: 

  • Up to 95% LTV with NO MI
  • Up to $20mm
  • 40-year fixed term with IO Options
  • Flexible Guidelines
  • Non-Occupant Co-Borrower + Gift Funds
  • Interest-Only with 680+ FICO
  • 90% LTV Cash Out up to $1.5mm
  • Unlimited Cash Out
  • 2-year seasoning – short sales + bankruptcy
  • 3-years seasoning – foreclosures
  • As low as 600 FICO
  • DTI Allowed up to 50%

Low Rate Jumbo Loans: 

  • Super low rates up to $10mm
  • Minimum down payment is 10.1% up tp $2.5mm
  • 15, 20, 25 & 30 year fixed interest rates.
  • 3, 5, 7, & 10 year ARM’s.

Low Doc / Stated Income Jumbo Loans: 

  • 24 Months Business Bank Statements
  • Borrower prepared P&L Required
  • ARM and FIXED Loans Available

We also offer: 

  • Stated Income Loans: Up to $5mm.
  • Asset Depletion Loans: Up to $3mm.
  • VA Home Loans: Up to $2mm.
  • Doctor/Dentist/Vet Loan Programs: Up to $3mm.

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Check out more information on our programs below and please do not hesitate to call on me for any scenarios.  I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products: 

  1. Stated Income Loans (No Tax Returns, no W-2s, No P&L)
  2. Bank Statement Income Loans (Great Bank Statement Program for business owners and self employed)
  3. Hard Money Loans (As low as 20% down / minimal documentation) Fund in 7-10 days.
  4. Flipper Loans (Flip a property with one of our many options)
  5. Line of Credit
  6. 100% Financing
  7. Foreign Nationals Loans (no social security or residency required)
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. 2nd-Position Loans up to $5mm
  11. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
  12. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  13. 10% down Jumbo’s with NO MI up to $2.5mm
  14. Manufactured Housing / Mobile Homes (20% down / 620+ credit score)
  15. Acreage Properties
  16. Commercial Loans up to $500mm
  17. 5% down Jumbo (Up to $2mm Lender paid PMI)

We also offer:

  1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $484,350)
  2. High Balance Conforming aka Super Conforming (from $484,350-$726,525)
  3. Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, VA, USDA
  5. ARM’s
  6. Reverse mortgages up to $10 Million Value
  7. Refinance including Cash Out

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