2nd Position Loans up to $10M | Fast Close | 65% CLTV

2nd Position Loans up to $10M | Fast Close | 65% CLTV | Typically without an appraisal

Are you buying a new investment property? or

Are you buying a new investment property and need to pull cash out of other real estate owned for the down payment? or

Do you need cash out from a current property owned to pay off a business purpose? or

Do you need cash out from a current investment property to improve that investment property?

Valor Lending Group can fund your HARD MONEY 2ND POSITION LOAN up to $10MM in as little as 7-10 days often times without an appraisal.

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Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

• Property being used as the borrower’s primary residence
• Terms of up to 11 months
• Max LTV of 75% on 1st TD | Max CLTV 65% on 2nd TD
• No prepayment penalty
• Interest only starting in the 8’s*

Owner occupied for Arizona and California Properties only

Valor Cross-Collateral Loan:

Do you have a portfolio with properties that have available equity?

• Leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing
• Terms of 1-2 years
• Max CLTV of 65%
• No prepayment penalty
• Interest only starting in the 8’s*

No appraisal subject to lender discretion on a case by case basis

Needs List for Quote (Email Hayden the following):

1. Property Address:
2. Purchase Price (for Purchase):
3. Property “as is” Value:
4. Current Balance (for Refinance):
5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
6. Monthly Taxes and Insurance:
7. Approx. Credit Score:
8. Vesting in and Entity or Individual name:

Other Programs Available

• Hard Money Loans
• Fix and Flip Loans
• Commercial Loans
• Save your Deal | We Save Deals

CONTACT ME TODAY for immediate attention to your scenario! 

Recap of our Loan Products:

1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
4. Valor VA Home Loan 100% financing up to $1.5MM
5. Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
6. Flipper & Rehab Loans (Flip a property with one of our many options)
7. 2nd Position Loans up to $5mm
8. Raw Land & Lot Loans
9. Ground up Construction for spec homes, custom homes and commercial ground up.
10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
11. 10% down Jumbo’s up to $1.5mm
12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
13. Acreage Properties
14. Commercial Loans up to $500mm
15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
16. Foreign Nationals Loans (no social security or residency required)

We also offer:

1. 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans
2. High Balance Conforming aka Super Conforming
3. Jumbo’s to $10 Million / 10% down Jumbo to $1.5mm
4. FHA, USDA
5. ARM’s
6. Reverse mortgages up to $1 Million Value
7. Refinance including Cash Out

We are never too busy for your referrals.

**Rates and terms subject to change without notice

For the most up to date mortgage news visit: Mortgage News Daily

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