Top Jumbo Loans and High Balance Loans

Top Jumbo and High Balance Loans. Are you looking to finance the equity property of your dreams? Do you want to access equity in your existing home? Are you interested in learning more about how jumbo loans can fit your needs? Then we have options for you. Valor Lending Group features the very Best California Jumbo Loans.

What is a Jumbo Loan?

A Jumbo Loan is one that exceeds the county guidelines for conforming and high balance conforming loan limits set by Fannie Mae and Freddie Mac. (Check your county limits here)

Because Valor has a number of full document financing solutions for purchase, refinance, and cash out Jumbo Loans, we have options to allow you to secure and maintain the luxury property of your dreams.

How Do You Qualify For A Jumbo Loan?

You qualify for a Jumbo Loan in the same way as a conventional or high balance loan, with full documentation, such as 2 years tax returns, W2s, most recent pay stubs, etc.

Jumbo Loan Program Highlights:

Up to 80% LTV
Max Loan Up to $30MM!! (Most lenders cap at $2M-$3M)
Flexible Guidelines
15, 20, 25 & 30 Year Fixed Interest Rates
Valor boasts the very best communication, service, rates and performance in the industry
Valor ensures the very best pricing by shopping with many direct lenders so you don’t have to!

Is A Jumbo Loan Right For?

At Valor Lending Group, we have Jumbo Loans perfect for the high income and strong asset borrower who is looking to buy or refinance a luxury home in high end markets.

In addition, we also offer full documentation low rate loans, stated income loans, and hard money loans.

How to find the Best California Jumbo Loans | Valor Lending Group

We also offer:

Bank Statement Loans
Hard Money Loans
FHA Loans
Doctor/Dentist/Vet Loans
VA Loans

Call or email me for immediate attention to your scenario!

Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.

Valor Lending Group also offers literally every loan in the book! Please do not hesitate to call or email with any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.

Recap of our Loan Products:

Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
Stated Income Loans (Great for business owners and self employed ) No tax returns!
100% financing is available (we can cross collateralize other properties if there is enough equity)
Valor VA Home Loan 100% financing up to $1.5MM
Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
Flipper & Rehab Loans (Flip a property with one of our many options)
2nd Position Loans up to $5mm
Raw Land & Lot Loans
Ground up Construction for spec homes, custom homes and commercial ground up.
Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
Acreage Properties
Commercial Loans up to $500mm
3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
Foreign Nationals Loans (no social security or residency required)

We also offer:

Conventional Conforming Loans (under $510,400)
High Balance Conforming (from $510,400-$765,600)
Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
FHA, USDA
Reverse mortgages up to $1 Million Value
Cash Out Refinancing

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Check out more of what we offer. Check out Valor’s Mortgage News to learn more!