Want to Refinance Your Home? Choose Valor Lending
There are many reasons to choose Valor Lending! Valor boasts the industry’s best communication, service, rates, and performance. Also, our unwavering commitment to finding reliable sources of loans, rates, and services sets us apart. Besides, rates have recently come down in July, from 1 year ago!
Whether your home is in California or Arizona, Valor Lending Can help you with your home refinance loan! Call David Christie to go over any questions you may have.
Loans change from time to time; rates fluctuate, so the real question…”Should I Refinance My Home Now? Here is what Forbes June 2022 article has to say,
“Refinancing your mortgage could be a good idea if it will save you money or make paying your monthly bills easier.”
“Some experts say you should only refinance when you can lower your interest rate, shorten your loan term, or both…More
Another Forbes July 2023 article demonstrates that rates have come down from 1 year ago and now may be a great time to consider a Refinance Loan if your current rate is higher. As Forbes explains:
“Mortgage applications rose slightly during the week ending July 14 as interest rates retreated, according to the latest survey from the Mortgage Bankers Association (MBA)”.
“The number of mortgage applications increased 1.1% from a week earlier, the survey shows. But volume was 25% below where it was a year ago”. More. . .
Want to Refinance Your Home? Choose Valor Lending
Here Is A Recap of the Loan Products we Offer at Valor Lending:
- Hard Money Loans (35% down / minimal documentation) Typically Funded in 7-10 days.
- Stated Income Loans (Great for business owners and self-employed) No tax returns!
- 100% financing is available (we can cross-collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground-up Construction for spec homes, custom homes, and commercial ground-up.
- Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)
- 10% down Jumbos, WITH NO MI up to $2MM /10% Down up to $3MM
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
Other Programs we Offer:
- Conventional Conforming Loans
- High Balance Conforming
- FHA, USDA
- Reverse mortgages up to $1 Million in Value
- Cash-Out Refinancing
*Terms and conditions can change daily without notice
We look forward to the opportunity to serve you!
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