DSCR Loans in 2025: How Investors Are Qualifying Without Tax Returns
Can you really qualify for a mortgage without showing your tax returns or W-2s? In 2025, thousands of investors are doing just that with DSCR loans. For anyone looking to build or expand a rental portfolio, understanding this program could make the difference between being stuck on the sidelines and closing your next deal. What […]
10% Down Jumbo Loans Are Back! No Mortgage Insurance!
10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you. […]
Rebuilding South Carolina: Rehab & Construction Loans
South Carolina’s charm is undeniable — from the marshfront serenity of Hilton Head to the historic streets of Charleston. But with age and occasional storm damage, many homes here need more than just love — they need repairs, updates, or even a complete rebuild. As a mortgage broker licensed in South Carolina and a local […]
Meet Steve Thurman
Steven ThurmanBusiness DevelopmentValor Lending Group‘Pride in Lending’DiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (619)431-2994Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comsthurman@valorlending.com Steve Thurman began his professional career at the age of 12 as a traveling magician where he learned the art of theater and entertainment. By the age of 17 he had numerous awards […]
Meet Olivia Wilberg
Olivia Wilberg, Loan OfficerCA DRE #01929184Valor Lending Group‘Pride in Real Estate’DiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (916) 873-3086Office: (619) 810-0088Fax: (619) 872-2400owilberg@valorlending.com Olivia Wilberg’s real estate career began with managing and re-positioning properties in Sacramento at a young age. However, with unmitigated passion and a thirst for knowledge, she relocated to […]
Meet Darren Carlin
Darren CarlinCEO | FounderCA DRE#01935124NMLS#1016245Valor Lending Group‘Pride in Lending’DiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (925) 872-0695Office: (619) 810-0088Fax: (619) 872-2400dcarlin@valorlending.com Darren Carlin was born and raised in Colorado Springs, Colorado. He is a 30+ year highly polished sales and finance career professional. For over two decades he was the finance director […]
Meet Adam French
Adam FrenchMortgage Loan OriginatorNMLS # 1981517DRE# 02133169Valor Lending group”Pride in Lending”Petco ParkDiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (702) 596-5639Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comEmail: afrench@valorlending.com Adam was born in Los Angeles but grew up in Las Vegas for most of his life before relocating to Hawaii and then to San Diego. […]
Meet Stefanie Prescher
Stefanie Prescher, VP of Lending Division has settled in the San Diego area now after traveling around the United States for many years after school.
Meet Richard Cox
Richard CoxSr. Loan OfficerCA DRE #01217257NMLS #347521Valor Lending Group“Pride in Lending”Petco ParkDiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (619) 857-4581Office: (619) 810-0088Fax: (619) 255-0602web: www.valorlending.comrcox@valorlending.com Richard is a United States Navy Veteran, who was stationed in San Diego, CA at North Island Naval Air Station. He was honorably discharged after 4 years […]
Meet Adam Lawrence
Adam Lawrence, Sr. Loan OfficerCA DRE #0288701NMLS #1982004Valor Lending Group“Pride in Lending”Petco ParkDiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (858)344-0323Office: (619) 810-0088Fax: (619) 255-0602alawrence@valorlending.com Meet Adam Lawrence, a seasoned professional in the world of real estate and finance, originally hailing from the vibrant city of Chicago, Illinois. From a young age, Adam […]
Meet Christopher Lapping
Christopher LappingSr. Loan OfficerCA BRE#01999470NMLS#1613458Valor Lending Group“Pride in Lending”Petco ParkDiamondView Tower350 10th Ave – 10th FloorSan Diego, CADirect: (808) 494-6502Office: (619) 810-0088Fax: (619) 255-0602web: www.valorlending.comclapping@valorlending.com Christopher Lapping was born in Missouri, where he lived until joining the Army, as a Russian Linguist, at the age of 18. After 10 years in the Army Christopher […]