Building in Hilton Head? Here’s How to Finance Your Custom or Spec Home the Smart Way

Building in Hilton Head? Here’s How to Finance Your Custom or Spec Home the Smart Way So you’ve found your piece of paradise in Hilton Head or Bluffton — the palm trees, the Lowcountry charm, the water views — and now you’re ready to build. Whether you’re crafting your forever home from scratch or putting […]
Dreaming of Building on Hilton Head? Let’s Talk Lot Loans.

Dreaming of Building on Hilton Head? Let’s Talk Lot Loans. So you’ve got your eye on winding oak-lined roads, salt-kissed breezes, and a piece of land in Hilton Head, South Carolina. But before you imagine sipping sweet tea on a wrap-around porch, you need to make the land itself financeable. That’s where lot loans come […]
Rehab & Renovation Loans in Hilton Head, South Carolina

Hilton Head offers more than just luxury homes and pristine beaches — it’s also full of opportunities for buyers and investors looking to purchase and renovate properties. Whether you’re tackling a fix-and-flip project, holding a rental long-term, or renovating your primary residence, Valor Lending Group has flexible rehab and construction financing designed to make it […]
Jumbo & Specialty Mortgage Loans in Hilton Head, South Carolina

Jumbo Loans Hilton Head South Carolina
DSCR Loans in 2025: How Investors Are Qualifying Without Tax Returns

Can you really qualify for a mortgage without showing your tax returns or W-2s? In 2025, thousands of investors are doing just that with DSCR loans. For anyone looking to build or expand a rental portfolio, understanding this program could make the difference between being stuck on the sidelines and closing your next deal. What […]
10% Down Jumbo Loans Are Back! No Mortgage Insurance!

10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you. […]
Rebuilding South Carolina: Rehab & Construction Loans

South Carolina’s charm is undeniable — from the marshfront serenity of Hilton Head to the historic streets of Charleston. But with age and occasional storm damage, many homes here need more than just love — they need repairs, updates, or even a complete rebuild. As a mortgage broker licensed in South Carolina and a local […]
Meet Steve Thurman
Steven ThurmanBusiness DevelopmentValor Lending Group‘Pride in Lending’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (619)431-2994Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comsthurman@valorlending.com Steve Thurman began his professional career at the age of 12 as a traveling magician where he learned the art of theater and entertainment. By the age of 17 he had numerous awards […]
Meet Olivia Wilberg
Olivia Wilberg, Loan OfficerCA DRE #01929184Valor Lending Group‘Pride in Real Estate’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (916) 873-3086Office: (619) 810-0088Fax: (619) 872-2400owilberg@valorlending.com Olivia Wilberg’s real estate career began with managing and re-positioning properties in Sacramento at a young age. However, with unmitigated passion and a thirst for knowledge, she relocated to […]
Meet Darren Carlin
Darren CarlinCEO | FounderCA DRE#01935124NMLS#1016245Valor Lending Group‘Pride in Lending’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (925) 872-0695Office: (619) 810-0088Fax: (619) 872-2400dcarlin@valorlending.com Darren Carlin was born and raised in Colorado Springs, Colorado. He is a 30+ year highly polished sales and finance career professional. For over two decades he was the finance director […]
Meet Adam French

Adam FrenchMortgage Loan OriginatorNMLS # 1981517DRE# 02133169Valor Lending group”Pride in Lending”Petco ParkDiamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (702) 596-5639Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comEmail: afrench@valorlending.com Adam was born in Los Angeles but grew up in Las Vegas for most of his life before relocating to Hawaii and then to San Diego. […]