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Dreaming of Building on Hilton Head? Let’s Talk Lot Loans.

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Dreaming of Building on Hilton Head? Let’s Talk Lot Loans. So you’ve got your eye on winding oak-lined roads, salt-kissed breezes, and a piece of land in Hilton Head, South Carolina. But before you imagine sipping sweet tea on a wrap-around porch, you need to make the land itself financeable. That’s where lot loans come […]

Rehab & Renovation Loans in Hilton Head, South Carolina

Rehab loans by Valor lending Group

Hilton Head offers more than just luxury homes and pristine beaches — it’s also full of opportunities for buyers and investors looking to purchase and renovate properties. Whether you’re tackling a fix-and-flip project, holding a rental long-term, or renovating your primary residence, Valor Lending Group has flexible rehab and construction financing designed to make it […]

DSCR Loans in 2025: How Investors Are Qualifying Without Tax Returns

Valor Lending Group

Can you really qualify for a mortgage without showing your tax returns or W-2s? In 2025, thousands of investors are doing just that with DSCR loans. For anyone looking to build or expand a rental portfolio, understanding this program could make the difference between being stuck on the sidelines and closing your next deal. What […]

10% Down Jumbo Loans Are Back! No Mortgage Insurance!

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10% Down Jumbo Loans Are Back with No Mortgage insurance! Valor Lending Group is now offering 10% down jumbo loans up to $1,500,000 on your primary residence in California! Most lenders will advise that this 10% down jumbo loan | no mortgage insurance is not available. We’ve got it and ready to fund for you. […]

Rebuilding South Carolina: Rehab & Construction Loans 

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South Carolina’s charm is undeniable — from the marshfront serenity of Hilton Head to the historic streets of Charleston. But with age and occasional storm damage, many homes here need more than just love — they need repairs, updates, or even a complete rebuild. As a mortgage broker licensed in South Carolina and a local […]

Meet Steve Thurman

Steven ThurmanBusiness DevelopmentValor Lending Group‘Pride in Lending’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (619)431-2994Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comsthurman@valorlending.com Steve Thurman began his professional career at the age of 12 as a traveling magician where he learned the art of theater and entertainment. By the age of 17 he had numerous awards […]

Meet Olivia Wilberg

Olivia Wilberg, Loan OfficerCA DRE #01929184Valor Lending Group‘Pride in Real Estate’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (916) 873-3086Office: (619) 810-0088Fax: (619) 872-2400owilberg@valorlending.com Olivia Wilberg’s real estate career began with managing and re-positioning properties in Sacramento at a young age. However, with unmitigated passion and a thirst for knowledge, she relocated to […]

Meet Darren Carlin

Darren CarlinCEO | FounderCA DRE#01935124NMLS#1016245Valor Lending Group‘Pride in Lending’Diamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (925) 872-0695Office: (619) 810-0088Fax: (619) 872-2400dcarlin@valorlending.com Darren Carlin was born and raised in Colorado Springs, Colorado. He is a 30+ year highly polished sales and finance career professional. For over two decades he was the finance director […]

Meet Adam French

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Adam FrenchMortgage Loan OriginatorNMLS # 1981517DRE# 02133169Valor Lending group”Pride in Lending”Petco ParkDiamond View Tower350 10th Ave – 10th FloorSan Diego, CADirect: (702) 596-5639Office: (619) 810-0088Fax: (619) 872-2400web: www.valorlending.comEmail: afrench@valorlending.com Adam was born in Los Angeles but grew up in Las Vegas for most of his life before relocating to Hawaii and then to San Diego. […]