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Are you are wondering, CAN I USE MY TAX REFUND TO BUY A HOME? The answer is yes, and one that is well worth considering. In a blog from Freddiemac.com, here is what they have to say about “How to Use Your Tax Refund to Buy a Home”:

 

The upfront costs of homebuying can be significant, but your tax refund from the IRS can be a useful supplement to your homebuying budget.

Whether you are expecting a refund in the hundreds or thousands of dollars, there are several ways you can use those funds to bring yourself closer to homeownership. Read more…

In short the Freddiemac blog, listed above presents several Ideas:

• • Save for a Down Payment

• • Pay for Closing Costs

• • Lower Your Interest Rate with Discount Points

As a Loan Officer at Valor Lending Group, I am committed to providing the highest level of service, and my goal is to help as many people as possible in making the dream of home ownership possible.

Choosing the right home loan is very important based on your particular needs.

Call or Email for any questions you may have, I am standing by.

CAN I USE MY TAX REFUND TO BUY A HOME? The answer is yes and one that is well worth considering.

Give David Christie a call for immediate attention to your home loan scenario

 

Valor Lending Offers Every Mortgage Loan In The Box

We fund nearly every loan in the book and with dedicated customer service.  We assure you excellent communication throughout the loan process to ensure that your loan closes in a smooth and timely manner.

Give me a CALL OR EMIAL TODAY, I am happy to answer any questions you may have.

Recap of our Loan Products

1. 1. Hard Money Loans (20% down / minimal documentation) are Typically funded in 7-10 days.

1. 1. Stated Income Loans (Great for business owners and self-employed) No tax returns!

1. 1. 100% financing is available (we can cross-collateralize other properties if there is enough equity)

1. 1. Valor VA Home Loan 100% financing up to $1.5MM

1. 1. Rental Property Loan – No tax returns or DTI calculation! Based on the subject property’s cash flow – No DSCR Coverage is needed!

1. 1. Flipper & Rehab Loans (Flip a property with one of our many options)

1. 1. 2nd Position Loans up to $5mm

1. 1. Raw Land & Lot Loans

1. 1. Ground-up Construction for spec homes, custom homes, and commercial ground-up.

1. 1. Farms, Vineyards, Ranches, and Agricultural Properties (25-30% down)

1. 1. 10% down Jumbo’s up to $1.5mm

1. 1. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)

1. 1. Acreage Properties

1. 1. Commercial Loans up to $500mm

1. 1. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)

1. 1. Foreign Nationals Loans (no social security or residency required)

Other Programs we Offer:

1. 1. Conventional Conforming Loans

1. 1. High Balance Conforming

1. 1. Jumbo Loan Financing |10% down Jumbo to $1.5mm

1. 1. FHA, USDA

1. 1. Reverse mortgages up to $1 Million in Value

1. 1. Cash-Out Refinancing

We look forward to the opportunity to serve you!

For the most up-to-date mortgage news visit: Mortgage News Daily

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