Short-Term Mortgage Bridge Loan Options | 3 Options | Valor Lending Group | Typically without an appraisal

Are you wondering is it worth it getting a bridge loan?

Have you found the home of your dreams but your funds are tied up in your current property?

When trying to buy the home of your dreams the process can be stressful. It can become even more hectic if the current home you have has not sold. If your current home has equity, a bridge loan could make the process of buying your dream home a bit smother. The application process for a bridge loan is a faster process but also can be a bit risky and more expensive.


We are happy to announce that we are now licensed in the FLORIDA SUNSHINE STATE!

We are excited for the opportunity to serve up EVERY loan in the book to the residents of the beautiful sunshine state and look forward to raising the bar in mortgage loan financing!

We work with the absolute best to procure the top rates and scenarios around.


Bridge loans are available for numerous types of property such as:

Is it worth it getting a bridge loan?

A bridge loan is an amazing tool for a scenario where your trying to purchase a new home and your funds are tied up in your departing residence as it ‘bridges the gap’, providing you with the funds needed to complete the purchase of the new home. Once the transaction is completed on your departing residence you can then use the proceeds to repay the bridge.

Are bridge loans a good investment?

Bridge loans are beneficial to a real estate investor that requires fast and convenient access to funds. These types of loans are a short-term financing option and investors who take out these loans are willing to accept the high interest rates that come with these programs. Investors knowing that these loans are short-term financing have a plan and assets to pay it off. They are an excellent type of loan for real estate investing.

New Valor Mortgage Bridge Loan

 3 Options | Valor Lending Group | Typically without an appraisal

Valor Bridge Owner Occupied:

Do you need to pull cash out of your primary residence for a business purpose?

*Owner occupied for Arizona and California Properties ONLY

Valor Investment Property | Non owner occupied:

Property being used as the borrower’s investment property?

Valor Cross-Collateral Loan:

Do you have a portfolio with properties that have available equity?

**no Appraisal Subject to lender discretion on a case by case basis

Needs for Quote (Email Stephan the following):
  1. Property Address:
  2. Purchase Price (for Purchase):
  3. Property “as is” Value:
  4. Current Balance (for Refinance):
  5. Total Monthly Rents (confirm if long term or short term Airbnb leases):
  6. Monthly Taxes and Insurance:
  7. Approx. Credit Score:
  8. Vesting in and Entity or Individual name:
Other Programs Available | California Bridge Loans:

Valor Lending Group can fund your fast-hard money loan up to $10M in as little as 7 days often without an appraisal.


Recap of our Loan Products:
  1. Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
  2. Stated Income Loans (Great for business owners and self employed ) No tax returns!
  3. 100% financing is available (we can cross collateralize other properties if there is enough equity)
  4. Valor VA Home Loan 100% financing up to $1.5MM
  5. Rental Property Loan – No tax returns or DTI calculation! Based on subject property cash flow – No DSCR Coverage needed!
  6. Flipper & Rehab Loans (Flip a property with one of our many options)
  7. 2nd Position Loans up to $5mm
  8. Raw Land & Lot Loans
  9. Ground up Construction for spec homes, custom homes and commercial ground up.
  10. Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
  11. 10% down Jumbo Loans up to $1.5mm
  12. Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
  13. Acreage Properties
  14. Commercial Loans up to $500mm
  15. 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
  16. Foreign Nationals Loans (no social security or residency required)
We also offer:
  1. Conventional Conforming Loans (under $647,200)
  2. High Balance Conforming (from $647,200-$970,800)
  3. Jumbo Loan Financing to $10 Million / Super low rates! / 10% down Jumbo to $3mm
  4. FHA, USDA
  5. Reverse mortgages up to $1 Million Value
  6. Cash Out Refinancing

We are never too busy for your referrals.

CONTACT ME TODAY for immediate attention to your scenario! 

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Valor Lending Group

We Offer Every Mortgage Loan in the Book


Valor Lending Group
CA DRE #02026238  |  NMLS #1600345

Petco Park DiamondView Tower
350 10th Ave | 10th Floor
San Diego, CA 92101
Office: (619) 344-2640
Fax: (619) 872-2400

Arizona Branch

Valor Lending Group, Inc.
Branch ID# 2245288 | MB-1030262

Eagle Ridge
1548 Hawkeye Ridge Ave
Prescott, AZ 86301
Office: (619) 344-2640
Fax: (619) 872-2400