Jumbo loans are available at Valor Lending Group in many different options up to $10,000,000. We can provide jumbo loan financing for primary residence, second homes or investment properties. There are also a number of different options. Some are specific for the full document qualifier. Others are for the self employed and real estate investor.
Jumbo loans are available.
Check out the available options below.
Full document borrower:
Firstly, if you want to get a jumbo loan and are able to qualify with use of tax returns, W-2s and most recent pay stubs, you would qualify for the best terms. A full document borrower can put as little as 10% down payment with no mortgage insurance. A jumbo loan is any loan amount over the county conforming loan amount
Self employed borrower:
Secondly, if you are a self employed borrower and are looking to buy a house with a jumbo loan, you can qualify with your business or personal bank statement deposits. There are no tax returns or W-2s or even tax return transcripts needed. These loans are great for the business owner that writes off their income as expenses on their tax returns to keep the income tax cost low. This loan program is available with as little as 10% down payment. The rates are higher due to additional risk because income is not verified through tax returns but this is a great option.
Real estate Investor borrower:
Thirdly, the real estate investor. As a real estate investor you want to have an option that makes sense to you. That product is the investment property loan. The investment property loan is a program that is specific to the subject property being financed. No tax returns, no bank statement income qualification. The property income qualifies the borrower for the loan based on its cash flow.
Call or email me for immediate attention to your scenario!
Valor Lending Group can fund your fast-hard money loan up to $10mm in as little as 7 days often without an appraisal.
Valor Lending Group also offers literally every loan in the book! Check out more information on our programs CLICK HERE and please do not hesitate to call on me for any scenarios. I look forward to an opportunity to demonstrate my prompt and professional service.
Valor Lending Group
“Pride in Lending”
Diamond View Tower
350 10th Ave – 10th Floor
San Diego, CA
Direct: (619) 535-9324
Fax: (619) 255-0602