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Stated Income Program

True Stated Income Program! Are you or your borrower having a tough time getting a loan due to large write-offs on taxes? I can help you with that! True Stated Income: Fico 680+ Up to 70% LTV 7/1 ARM Rates Starting in the high 4’s No Taxes / No 4506T Only 3 months bank statements […]

Private Money In a Flash

        Fast Money Bridge Loan Close in as little as 7 days! Up to 75% LTV No Doc / No DTI / Typically No Appraisal Rates Starting in the high 7’s Fix n’ Flip Program Fix n’ Flip Special 85% of Purchase 100% of Rehab 10 to 14 day close True Stated […]

Valor “True” Stated Updates

Must be self-employed Now accepting Real Estate Agents Now accepting Master Builders “True” Stated Income loan: No tax returns No W-2’s No pay stubs NO 12-24 months bank statements       Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out […]

Cash Out Investor Stated 5.25%* $2.5mm

Stated Income 5.25% Cash Out to $2.5mm Investor   7/1 LIBOR ARM CPA Letter 2+ years in business and P & L required Business License 2+ years We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal. Whether you are seeking a purchase, cash out […]

Fix & Flip! 100% of Construction Budget!!

  85% of the acquisition 100% of your construction budget Loan terms to your specific project  6, 9, & 12-month terms   Rates from 8.9% – with interest only payments Experienced flipper program – but exceptions can be made. Send your you’re construction budget and so we can get going! Please do not hesitate to […]

Low Doc $1.2mm Cash Out 5%* 30 Yr Fixed

  5% Fixed for 30 Years Bank Statement Loan Cash out refinance / Owner-Occupied No Tax Returns / No P & L  *APR 5.176%  SFR Call Janice 858-442-1854 Or email me your scenario! Always with your best interest at heart!

What is Stated Income?

Yes! Self-employed No verification of income is required!    No Tax Returns      No 4506      No P & L California Residential Loans from $151,000. to $2.5MM @ 5.0%* Minimum credit score 721 CPA Letter verifying business ownership over 2 years & filing of 2 most recent year taxes No P&L required 12 Months reserves […]

We fund every type of mortgage loan in the book!

Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans up to $500 Million throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]

Grow Your Wealth!

Investor Cash Flow Program Up to $2.5mm Property Cash Flow Qualifies You!   Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! 1% DCR!   5 & 7 year ARM’s Minimum 20% down    Minimum 600 Credit I am able to take a Loan Application on a […]

Stated Income Wage Earner to $2.5mm!

5%*   7/1  LIBOR ARM Phone call verifies employment! Self-employed too! Minimum loan amount $100,000.   Call Janice (858) 442-1854 with your scenario’s!        JLiles@ValorLending.com We are your one stop mortgage company!  Every Loan in the Book! Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self-employed) 2). Foreign […]

Bridge Loans! Close in 7-10 Days!

If you  need a Fast close! Save a Deal, We can help!     Valor Lending Group has 1000+ Loan programs to fit every situation. Don’t lose another deal! Fast money in 5-10 days typically with no appraisal! Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage […]