Valor Lending Group Offers Hard Money Loans as Low as 6.99%*
Valor Lending Group can fund your fast hard money loan up to $10mm in as little as 10 days often times without an appraisal. Interest only payments no pre-payment penalty 1, 2, or 3 year terms for investment properties 11 month term for owner occupied Purchase: 72% LTV max Refinance 65% LTV max Rates vary between 6.99% to 11% depending on the 3 most important factors: […]
!Realtors! Think your deal is DEAD?
Don’t lose another deal! Valor Lending Group SAVES DEALS! Your one stop funding solution for any scenario! I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self […]
What goes on during the Underwriting Phase?
You shopped around and got a few quote from a lender that you like and the loan officer tells you that you are pre-qualified. The loan officer puts together the submission packet and give it to the lender who now says you are pre-approved. What’s the difference? Check out a recent blog post to learn […]
California Fast Hard Money / Close in 7-10 days! Rates as low as 6.99%*

Valor Lending Group rocks hard money loans typically without an appraisal! Offering nearly every type of residential mortgage loan and commercial loan in the book! Call or email me today to receive immediate attention to your loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self employed ) […]
What loan product is best for me?
Valor Lending Group works with over a hundred different lenders to offer hundreds of different loan products! That can be a bit much to handle for the average borrower or even the most experience ones, let us help you navigate through your cloud of confusion. Make some time to have a conversation with your […]
Mutually Beneficial Partnership

Hello, My name is Christopher Lapping. I am a Loan Originator for Valor Lending Group, located in Diamond View Tower at Petco Park. I am reaching out to you today with hopes of developing a lasting business relationship that will benefit us both in the years to come. I’m sure you have heard every Loan […]
What documents need a WET SIGNATURE in the loan process?
***UPDATE: Thank you to my readers that reply back with helpful feedback. We actually work with a few lenders that don’t need all these docs to have a wet signature but apparently the rule varies from lender to lender. You can assume that most lenders with require all or most of these docs to have […]
Valor Lending Group does stated income loans!
I am able to take a Loan Application on a moment’s notice & will be happy to provide Pre approval letters. Please do not hesitate to call on me on each and every scenario and we will ID best programs. Camille Patterson Loan Officer CaBRE# 02035349 NMLS#1517035 Valor Lending Group ‘Pride in Lending’ Petco […]
Valor can get you an Asset Backed Loan, no tax returns needed!
Recap of our Loan Products: 1). Stated Income Loans (Great for business owners and self-employed) 20% down / 620+ credit score / 2 years business license / 12-24 months bank statements 2). Foreign Nationals Loans (no social security or residency required) 35% down / Foreign passport / Document income outside US 3). Hard Money Loans […]
Less Documentation, Faster Closing, More Opportunity
Valor Lending Group “Pride in Lending” Excellence. Simplicity. Limitless. Step into the new! Non-QM Products EXCEPTIONS ENTERTAINED / LESS THAN 30 DAY CLOSING / ACCEPT TRANSFERRED APPRAISALS* Primary & Second Homes Up to 90% LTV DTI over 50% Considered LOan AMounts up to $10MM FICO Scores Down to 600 No Seasoning on […]
Investors are making moves with 1031 Exchange
Investors are making moves in the Real Estate market through the 1031 exchange program. By using the 1031 Exchange, Investors are able to sell one property in exchange for a like-kind property and are able to defer the capital gains tax liability. Valor Lending Group can help to facilitate the exchange from start to finish […]