New No Income Stated Mortgage Loan | Valor Lending Group
Are you in need of a loan but you don’t know where to start?
Are you interested in one of our New No Income Stated Mortgage Loan Programs?
Valor Lending Group can help you with obtaining a mortgage loan TODAY!
Available NOW: Up to 80% LTV | Loan Amounts Up to $3 Million
New No Income Stated Mortgage Loan
If you are looking for a primary residence or second home I’ve got you covered! You will qualify for this loan program by credit underwritten based on LTV, FICO and Liquidity. You will NOT have to show any income documentation, there is NOT any debt-to-income ratio, income will NOT be stated. Having a FICO score beginning at 640 and reserves for 3 months could get you qualified NOW!
Program Highlights:
- Primary Residence and Second Homes
- Credit Underwritten Based on LTV, FICO, and Liquidity
- Income Documentation Not Required
- Income Not Stated
- Debt-to-income (DTI) Not Calculated
- Loan Amounts Up to $3 Million
- Up to 80% LTV
- FICO Beginning at 640
- Reserves from 3 Months
- Asset Seasoning: 30 Days
INCOME DOCUMENTATION NOT REQUIRED!
INCOME NOT STATED!
DEBT-TO-INCOME (DTI) NOT CALCULATED!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- 5% down Jumbo’s with NO MI up to $2mm / 10% down up to $3mm
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans (under $647,200)
- High Balance Conforming aka Super Conforming (from $647,200-$970,800)
- Jumbo’s to $10 Million / Super low rates! / 10% down Jumbo to $3mm
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
**Rates and terms subject to change without notice
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