PRODUCT IMPROVEMENT: Updated Flipper Loan programs

**Updated Rehab Loan Guidelines** Valor Lending Group funds Fix-n-Flip Loans nationwide, with no experience required!         Option 1: 90% Purchase | 100% Rehab Limited Doc–No documentation of assets or tax returns 12 Month Term, with no-cost 3-month extension No Prepayment Penalty Rates as low as mid 7s in certain states and if
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Bank Statement Program | 10% Down | Up to $1.5M

  Bank Statement Loan Program Now only 680 Credit Score Required  90% LTVs/CLTVs up to $1.5M       PROGRAM HIGHLIGHTS • No tax returns/4506T • Minimum 600 FICO • DTI up to 55% with a minimum 680 FICO • LTV up to 90% with a minimum 680 FICO • 12 months of bank statements
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Fix & Flip Loans | Rates As Low As 7.99% | Same As Cash

  Fix & Flip Loans | 2 Week Close We have a new program available: Rate as low as **7.99%** Financing up to 24 months Loan amounts to $2mm Interest only payments Up to 90% of acquisition and rehab cost Call or email me for immediate attention to your scenario! Frank Caruso at Valor Lending
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Stated Income Loans | 95% LTV Jumbo Loans | Fast Hard Money Loan

  Valor Lending group offers multiple types of Stated Income Loans. We offer 5% down Jumbo Loans up to $1.5mm & 10% down Jumbo Loans up to $2.5mm We save deals! Typically funding your fast hard money loan (bridge loan) in 5 – 10 day without an appraisal.   Stated Income Loans: 1). True stated
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Valor Bridge Loans

  Up to 80% LTV | NOO Bridge Loans | Fast 2 Week Close NOO | INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV   Valor Lending Group is your source for hard money financing when banks are not an option
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Commercial Loans | Up To $500M Loan Size

  Frank Caruso with Valor Lending Group funds commercial loans for nearly every type of commercial property throughout the Continental US and Beyond! We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal through.   Whether you are seeking a purchase, cash out refi or
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Cash Out Refinance | Investment Property Purchase | Close in 2 Weeks

  NEW INVESTMENT PROPERTY BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days !   Valor Lending Group has access to billions to fund your next transaction.
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Investor Cash Flow | Long Term Rentals | NO Tax Return | NO Income Required

  Are You a Residential Real Estate Investor? Use the Investment Property Cash Flow to Qualify! There are a number of programs that are at your disposal with Valor Lending Group if you are a real estate investor. What program is right for you or your client’s situation?   Real Estate Investor Program: Don’t let rising
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100% Financing | Leverage Your Equity | Fast Hard Money

Investors Leverage your Real Estate Assets: Have equity in another investment property? We can cross in a 2nd position for the down payment on your new acquisition and cover closing costs for 100% financing! ! Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days often times without
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Ground Up Construction Loans | CA Specials

  Valor Lending Group offers excellent loan programs construction loan scenarios! Check out some of our best California ground up custom home and spec home construction loans.     Custom Home Construction Loan Highlights: Single-Close Construction Loan 4.625%* on 10/1 Year ARM (fixed 10 years). NEW: Lending off the “as completed” appraised value six months
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Non Owner Occupied Bridge Loans | Up to 80% LTV | Cash Out | Acquire | R/T

Non Owner Occupied BRIDGE  PROGRAM: 7.99%* | Interest Only Payments | 1-2 year loan | NO Prepayment Penalty | Up to 80% LTV Valor Lending Group can fund your HARD MONEY up to $10MM in as little as 10 days ! We look forward to an opportunity to demonstrate our prompt and professional service.  
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