Stated Income Program
True Stated Income Program! Are you or your borrower having a tough time getting a loan due to large write-offs on taxes? I can help you with that! True Stated Income: Fico 680+ Up to 70% LTV 7/1 ARM Rates Starting in the high 4’s No Taxes / No 4506T Only 3 months bank statements […]
Private Money In a Flash
Fast Money Bridge Loan Close in as little as 7 days! Up to 75% LTV No Doc / No DTI / Typically No Appraisal Rates Starting in the high 7’s Fix n’ Flip Program Fix n’ Flip Special 85% of Purchase 100% of Rehab 10 to 14 day close True Stated […]
5% Down $100K – $2.5mm
Only 5% Down Payment On a Purchase $100,000. to $2.5 million Cash back 90% Loan to Value up to $1.5 million Interest-Only with 680 + Credit Score 40-year fixed terms available Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan […]
Valor “True” Stated Updates
Must be self-employed Now accepting Real Estate Agents Now accepting Master Builders “True” Stated Income loan: No tax returns No W-2’s No pay stubs NO 12-24 months bank statements Call or email me for immediate attention to your scenario! Valor Lending Group also offers literally every loan in the book! Check out […]
Cash Out Investor Stated 5.25%* $2.5mm
Stated Income 5.25% Cash Out to $2.5mm Investor 7/1 LIBOR ARM CPA Letter 2+ years in business and P & L required Business License 2+ years We have an incredible array of lenders, pools of private money investors and thrifts that we can fund your deal. Whether you are seeking a purchase, cash out […]
We fund every type of mortgage loan in the book!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans up to $500 Million throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]
Grow Your Wealth!
Investor Cash Flow Program Up to $2.5mm Property Cash Flow Qualifies You! Fund in as little as 21 days! No Tax Returns required! No Income required! No Debt to Income Ratio’s Calculated! 1% DCR! 5 & 7 year ARM’s Minimum 20% down Minimum 600 Credit I am able to take a Loan Application on a […]
We Fund Every Type Of Mortgage Loan In The Book!
Valor Lending offers incredible service, communication and performance! Over 1,000 loan programs available for California Residential loans up to $10mm. Also funding Commercial Loans up to 500 Million throughout the Country. We are your one stop mortgage solution company for any given loan scenario. Recap of our Loan Products: 1). Stated Income Loans (Great for business owners […]
FAST Money! Fund in 5-10 Days!
Fund in 5-10 days! Typically without an appraisal! Valor Lending offers you, and your clients incredible service, communication and performance! We are your one stop mortgage solution company for any given loan scenario. Every Loan in the Book! Janice Liles / Valor Lending Group / 858-442-1854 Loan Programs We offer every loan […]
Stated Income Loans / 5% Down Jumbo Loans / Fast Hard Money Loans

Valor Lending group offers multiple types of Stated Income Loans. We offer 5% down Jumbo Loans up to $1.5mm & 10% down Jumbo Loans up to $2.5mm We save deals! Typically funding your fast hard money loan (bridge loan) in 5 – 10 day without an appraisal. Stated Income Loans: 1). True stated […]
VALOR – Doctor/Dentist/Vet Loan Program
The Doctor loan program is designed for medical professionals. Purchase or rate/term refinance of primary residence 80% LTV / 90% CLTV to $2,500,000 75% LTV / 85% CLTV to $3,000,000 Available on 3, 5 and 7 year ARM products Minimum FICO Score: 720 Maximum DTI: 47% Student debt deferred for a minimum of 12 months […]