Valor’s Cross-Collateral Programs Are Here | Valor Lending Group | Typically without an appraisal
Are you wondering what a Valor Cross-Collateral Loan is?
Do you have a portfolio with properties that have available equity?
Valor Lending Group works with the best of the best to get you the top scenario you could imagine. With our unmatched communication skills and tricks of the trade you will be blown away with the experience you will have working with our team of professionals.
Valor is happy to announce that we are currently licensed in California, Arizona and NOW FLORIDA! We are excited for the opportunity to serve up EVERY loan in the book to the beautiful sunshine state and look forward to raising the bar in mortgage loan financing!
We are ready for your CALL or EMAIL TODAY!
Bridge loans are available for numerous types of property such as:
- Residential
- Owner occupied or investment (non owner occupied)
- Single-family, multi-family, apartment buildings
- Commercial
- Industrial
Valor Cross-Collateral Loan | Valor Lending Group | Typically without an appraisal
What Is a Valor Cross-Collateral Loan?
A cross-collateral loan is a loan in which you use an asset, like other real estate owned as collateral for an initial loan as collateral for a second loan. This gives you the ability to leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing.
Valor Cross-Collateral Loan:
Do you have a portfolio with properties that have available equity?
- Leverage for 100% financing when crossing other real estate owned at 65% CLTV for 100% financing
- Terms of 1-2 years
- Max CLTV of 65%
- No prepayment penalty
- Interest only starting in the mid 8’s
No appraisal subject to lender discretion on a case by case basis
Needs List for Quote (Email Will the following):
- Property Address:
- Purchase Price (for Purchase):
- Property “as is” Value:
- Current Balance (for Refinance):
- Total Monthly Rents (confirm if long term or short term Airbnb leases):
- Monthly Taxes and Insurance:
- Approx. Credit Score:
- Vesting in and Entity or Individual name:
Other Programs Available
- Hard Money Loans
- Fix and Flip Loans
- Commercial Loans
- Save your Deal | We Save Deals
CONTACT ME TODAY for immediate attention to your scenario!
Recap of our Loan Products:
- Hard Money Loans (20% down / minimal documentation) Typically Fund in 7-10 days.
- Stated Income Loans (Great for business owners and self employed ) No tax returns!
- 100% financing is available (we can cross collateralize other properties if there is enough equity)
- Valor VA Home Loan 100% financing up to $1.5MM
- Investor Cash Flow Loan – No tax returns or DTI calculation! Based on subject property cash flow
- Flipper & Rehab Loans (Flip a property with one of our many options)
- 2nd Position Loans up to $5mm
- Raw Land & Lot Loans
- Ground up Construction for spec homes, custom homes and commercial ground up.
- Farms, Vineyards, Ranches and Agricultural Properties (25-30% down)
- Manufactured Housing / Mobile Homes (20% down / 600+ credit score)
- Acreage Properties
- Commercial Loans up to $500mm
- 3% & 5% down Conventional Loans– LPMI (Lender paid mortgage insurance)
- Foreign Nationals Loans (no social security or residency required)
We also offer:
- 10, 15, 20, 25, 30 year Fixed, Conventional Conforming Loans
- High Balance Conforming aka Super Conforming
- Jumbo’s to $10 Million / 10% down Jumbo to $1.5mm
- FHA, USDA
- ARM’s
- Reverse mortgages up to $1 Million Value
- Refinance including Cash Out
We are never too busy for your referrals.
**Rates and terms subject to change without notice
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